NO PURCHASE NECESSARY TO ENTER OR WIN.
A PURCHASE OR PAYMENT WILL NOT IMPROVE YOUR CHANCES OF WINNING.
Eligibility. The Money Manual Facebook Group “Let’s Talk About Debt” Sweepstakes (“Sweepstakes”) is open to all natural persons who are legal residents of the 50 United States and District of Columbia, who are at least 18 years old at time of entry. Void outside the USA, in Puerto Rico, the US Virgin Islands, and other United States territories and possessions. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations and is void where prohibited by law
Sponsorship. The Sweepstakes sponsor is The Money Manual (“Sponsor”), located at 45 Main St, Ste. 816, Brooklyn, NY 11201, Sponsor and its respective affiliates, subsidiaries, successors, assigns, agents, representatives, officers, directors, shareholders, and employees, and any entity involved in the development, production, implementation, administration, judging or fulfillment of the Sweepstakes, including without limitation, the immediate family members of such individuals, are not eligible to participate. Sponsor will conduct the Sweepstakes substantially as described in these Official Rules.
Entry Period. This Sweepstakes begins on Tuesday, September 3rd, 2019 at 2:00 PM EST and ends on Thursday, October 3rd, 2019 at 2:00 PM EST (“Entry Period”).
How to Enter. During the Entry Period, visit the Sweepstakes page located on Sponsor’s Facebook Group “Let’s Talk About Debt” at https://www.facebook.com/groups/LetsTalkAboutDebt/ and follow the instructions. To qualify to win you must invite 3 friends to the Facebook Group (NOTE: You must complete all required fields of the entry form with information that is valid on the date of the drawing to be eligible). If entering the Sweepstakes via Facebook, you must be the owner of the email account associated with the Facebook account from which your entry is made. This Sweepstakes is in no way sponsored, endorsed or administered by, or associated with, Facebook. You understand you are providing your information to Sponsor and/or Administrator and not to Facebook. All entries become the property of Sponsor and none will be acknowledged or returned.
Limitations on Entries. LIMIT ONE ENTRY PER PERSON PER FACEBOOK ACCOUNT. No third party entry or entry through any sweepstakes service is permitted. Any person who attempts or otherwise encourages the entry of multiple or false contact information under multiple identities or uses any device or artifice to enter or encourage multiple or false entries, as determined by Sponsor, will be disqualified. Use of robotic entry devices is strictly prohibited.
Grand Prize. One (1) Grand Prize will be awarded, which consists of: (1) one-hour free coaching session with Kendall Berry (personal finance coach). Must hold the coaching session within 90 days of winning that is a suitable time for both parties.
All other expenses not specifically mentioned herein are solely the winner’s responsibility. Winner agrees to accept the Grand Prize “as is” and entrants hereby acknowledge that neither Sponsor nor Administrator is in any manner responsible or liable for any warranty, representation, or guarantee relative to the Grand Prize, including warranties provided exclusively by a prize supplier. Additional terms and conditions may apply for which Sponsor and Administrator shall not be responsible or liable in any way for any cancellations, losses or damages. Approximate retail value of the Grand Prize is $100.00, Any difference between stated approximate retail value and actual value of Grand Prize will not be awarded. Winner is solely responsible for any federal, state, and local taxes. If required, Winner must provide Sponsor with a valid Social Security number or taxpayer identification number before prize will be awarded. [A Form 1099 may be issued to Grand Prize winner.]
Drawing. Winners will be selected in a random drawing from among all eligible entries collected during the Entry Period taking place on or about September 17, 2019 at Sponsor’s principal place of business. The drawing will be conducted by Sponsor, whose decisions and interpretations on all matters relating to the Sweepstakes and these Official Rules are final and binding in all respects. Sponsor reserves the right to disqualify any entrant or winner and may refuse to award a prize to a person who is not eligible or has violated a rule, gained unfair advantage in the Sweepstakes, or obtained winner status using fraudulent means. If there is a dispute about the identity of an entrant, prize will be awarded to the natural person to whom the Facebook account is assigned. If winner is found to be ineligible or not in compliance with Sweepstakes rules, winner will be disqualified and an alternate winner will be awarded the prize in a separate random drawing. Winner will be notified by Messenger, including further instructions on how to collect prize. Inability of Sponsor to contact winner by Messenger within seventy two (72) hours after selection, may result in disqualification of winner and an alternate winner may be selected in a random drawing at Sponsor’s discretion.
Odds. The odds of winning will depend on the number of eligible entries received, according to the eligibility requirements in the Sweepstakes.
WARNING: ANY ATTEMPT BY ANY PERSON, WHETHER OR NOT AN ENTRANT, TO DELIBERATELY DAMAGE, DESTROY, TAMPER WITH OR VANDALIZE ANY SPONSOR-OWNED WEBSITE OR MOBILE APPLICATION OR RELATED SOCIAL NETWORKING SITE, THE ENTRY PROCESS, OR OTHERWISE INTERFERE WITH OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES, MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES AND DILIGENTLY PURSUE ALL REMEDIES AGAINST ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW.
General Terms. By entering this Sweepstakes, you promise to abide by the Official Rules and decisions of Sponsor, which will be final and binding in all respects. Sponsor reserves the right, at its sole discretion, to refuse, disqualify or withdraw any entry at any time. Sponsor will not be responsible for any injury, damage or loss of any kind arising out of your participation in the Sweepstakes. YOU AGREE TO RELEASE, DISCHARGE, AND HOLD HARMLESS SPONSOR, ITS AFFILIATES, SUBSIDIARIES, EMPLOYEES, OFFICERS, DIRECTORS, AGENTS AND ASSIGNS FROM AND AGAINST ANY OR ALL CLAIMS, LOSSES, INJURIES, OR DAMAGES RESULTING FROM PARTICIPATION IN THE SWEEPSTAKES. Except where prohibited by law, by accepting prize, winner grants Sponsor a perpetual, worldwide, royalty-free license to use winner’s name, photograph, voice, and/or likeness without further authorization, compensation, or remuneration of any kind for advertising, promotion and other publicity purposes in any and all media now or hereafter known throughout the world.
Winner’s Name. The name of winners is available only within 5 days after the close of the Sweepstakes. To receive the name of the winners, where permitted by law, or a printed copy of the Sweepstakes Official Rules, please contact Sponsor by email at contact@themoneymanual.com.