We’ve all been there – a few days out from payday, with a big unexpected bill, dying to go on a trip – needing to come up with some extra cash. And quickly.
Most of us don’t have time to go out there and get a time-consuming side hustle between work and family and everything else.
That’s why we searched far and wide for the best ways to come up with some extra cash right from your couch. None of them pay a fortune on their own, but do a few together and you’ll come up with the money that you need. When you’re in a pinch, that’s all matters.
1. Mistplay (Android Only) – Get Paid To Play Games
Getting paid to play mobile games sounds like a dream for most people – Mistplay (download for Android) makes that dream a reality.
Mistplay is an Android game platform app that lets you earn rewards for playing new games. Those points can be redeemed for awesome gift cards from Amazon, VISA, Google and more.
Just download the Android app choose a free game from your “mixlist” and start earning units. The more you play, the more you earn! It’s a simple idea that can result in a big payday for mobile game lovers.
2. Opinion Outpost – Earn quick cash online
Let’s get straight to the point – you want to know the best way to get free gift cards and cash quickly. For most people, the best way is Opinion Outpost.
Opinion Outpost pays you to share your opinions through high-paying online surveys. Sounds ridiculously easy? That’s because it really is.
The best part? It’s super easy to get paid since the value per point is really high. It takes just 50 points (5-7 surveys) to earn a $5 Amazon gift card. And since it’s it’s 100% free to sign up, there’s no reason to not to give it a shot.
3. Chime – Open A Free Savings Account
What are you going to do with all this extra cash if you don’t have a savings account yet? Consider joining an online-only bank like Chime which offers 100% fee-free banking.
Here’s what makes Chime the perfect savings account for people with a side hustle:
- It’s 100% fee-free – open a Chime account now and never get another overdraft fee again
- Automatic savings – automatically round up your transactions to the nearest dollar and get difference added to your savings Account
- Get paid two days early – get paid via direct deposit and you’ll get your paycheck before your coworkers.
Open your free account today and see why Chime is one of the fastest-growing bank accounts in America.
4. Stash – Start Investing With $5 And Earn Passive Income
Investment dividends are a great way to passively earn extra cash. But knowing where to start investing can be hard.
With the micro-investing app Stash, you can start investing with as little as $5. They’ve made it incredibly easy for anyone to start investing by offering a curated selection of 200 plus stocks and Exchange Traded Funds. Those ETFs and stocks pay dividends meaning you make money while you sleep! It only takes two minutes to sign up!
5. Paribus – Find Hidden Cash In Your Inbox
All of those emails you have that are receipts of things you bought online? They might be worth actual gift cards or cash thanks to Paribus.
That’s because once you sign-up for Paribus, it will scan your email for your shopping receipts and monitor for price drops on the things you have bought.
If Paribus detects that there has been a price decrease on something you’ve bought, it will file a price adjustment claim on your behalf so you can recoup the difference.
It’s completely free to use and could make you hundreds – there’s no reason to not give it a shot!
6. Lucktastic – Play scratch offs and win cash on your phone (Android only)
We love a good game of chance as much as the next person, but constantly spending money on lottery tickets or scratch card games isn’t the most effective way to make money. We’re not here to try to get you to stop, but we are gonna tell you a way to keep the fun going without spending a fortune over time — Lucktastic (Download for Android only).
Lucktastic is a free app that offers free daily scratch card games that can score you some serious cash and the app’s tokens, which you can use to enter contests. We know what you’re wondering: Is it legit? Well, 220,000 people have already scored major rewards with the app.
The app adds new games every day so there’s always a chance to win, plus consecutive days of game play will earn you daily rewards ranging from bonus tokens to contest entries. Lucktastic’s biggest scratch card cash prizes are $5,000 and $10,000. They also has two major contests going on: the daily $500 Amazon gift card giveaway and the $1 million Crack The Safe Contest.
When your account balance is at least $2, you can cash your winnings in for cash or gift cards (to places like Amazon, Walmart and JC Penny). If you have a balance of $10 and up, you can get your money mailed via check.
Stop giving away money just to get a chance to win more. Get daily opportunities to win big when you download Lucktastic for free (Android only).
7. MyPoints – You Do These Things Every Day, Now You Can Get Paid To Do Them
Whenever we hear people say they’re short on cash, we always suggest using MyPoints. Your time is precious and MyPoints makes it easy to earn by paying you to do the activities you normally do every day. That’s why we love it!
Once you sign up for this daily rewards program, you’ll get paid for sharing your opinions on brands, products and services via surveys, shopping, watching videos, playing games searching the web and reading emails. I know it sounds too good to be true, but it’s really not. Every activity you complete scores you points towards cash!
Just taking as many as three or more surveys a day can earn you a decent amount of money. Do that every and it really does start to add up fast.
As soon as you’ve earned $5, cash out via Paypal and gift cards to a ton of different retailers like Amazon, Best Buy and Target and restaurants like Olive Garden, Outback Steakhouse TGI Fridays.
8. Ibotta – Turn Your Shopping Receipt Into Cash
Some weeks are tougher on your wallet than others and on those days, you have to consider every purchase carefully. Even buying groceries can be a strain. We have just the thing to help: Ibotta, which pays you every time you shop.
With Ibotta, getting rewards is as easy as taking a picture of your receipt. The app will scan your shopping receipt for deals and then instantly apply cash back to your Ibotta account. It works at a ton of grocery stores, from Walmart to Costco to Whole Foods, so you won’t miss an opportunity to earn.
Just look at all the cash back people are getting:
Want to count those cash back dollars as you shop? No problem. A new Ibotta feature allows you to shop and pay right through the app so you can see how much money you’re getting back on each item.
To help you get started, Ibotta is offering up to a massive $20 in free welcome offers for new users! This one is essential.
9. Morning Brew – This Is Every Beginner Investor’s Secret Weapon
You can’t become a money whiz overnight, but you can become knowledgeable about how to make money investing by reading Morning Brew every day.
More than 1.5 million people read this free newsletter every day to get the latest business and investing news, written with a sprinkle of humor. Unlike traditional business news, Morning Brew delivers information to you in fun and easy recaps that only take five minutes to breeze through.
If you want to learn more and get comfortable before you start investing, subscribe to Morning Brew.
10. Truebill – Lower All Your Bills Almost Instantly
One of the easiest (and worst) ways to waste money is to lose track of where it’s going. With more and more bills becoming automatic charges, staying on top of them can be really hard.
Enter Truebill, an app that organizes all of the bills you’re paying for in one place so you can see exactly where your money is being spent. The app does this by analyzing your spending patterns when you link a bank account or credit/debit card. If you see a subscription you’re don’t need anymore, don’t really use or just straight up didn’t know you were paying for (yeah, all those free trials expire people) you can cancel them directly through Truebill with the click of a button.
Truebill saved this one user a ton of money:
Even big-time personal finance expert Lynette Khalfani Cox loves the app.
11. Fiona – For When You Need Money in A Pinch Getting blindsided by an unexpected expense like a medical emergency or car repairs can really put a strain on your finances. When your emergency fund can’t cover it all, Fiona can help you get the money you need quickly.
Just take two minutes to answer a couple of questions about yourself and what you need the loan for and almost instantly you’ll get a list of personalized rates from thoroughly vetted lenders. To make the whole loan rate comparison and application process easier and more straightforward. Apply for the loan with the best terms for you directly via Fiona.
The loans offered are between $1,000 and $100,000, lasting between 24 and 84 months. Rates start at 4.99% and people with a credit score of 660 or above get much better rates.
Bonus. Swagbucks – Do This Every Day From Your Couch To Make Easy Cash
Are you the kind of person that actually takes the time to write reviews for the products and services you use? If so, you’re a hot commodity for brands and market research companies and should really start cashing in on your value.
We highly suggest Swagbucks. It’s one of our favorite paid survey hubs with one of the best online rewards programs.
Swagbucks pays people to take surveys on a wide range of topics, including things like advertising effectiveness, product appeal, brand recognition, etc. You could earn close to $10 with three surveys alone.
The app adds thousands of new opportunities to earn every day and we recommend doing three or more a day to really maximize your earning potential. Remember, doing three a day won’t take very long.
Bonus. Shopper’s Voice – Take this Survey for a Chance to Win $500
If you’re not too keen on taking a ton of surveys to earn, then Shopper’s Voice is for you.
Taking a single survey with this market research company will get you free samples, coupons and special offers from your favorite brands rolling in all year round!
The survey, which only takes 15 minutes to complete, also earns you entry into the Shopper’s Voice’s sweepstakes where you could win $500! I repeat take one survey a year and get free stuff and a chance to win big. There’s literally no downside to this.
15-minute survey = free and discounted items for a year + possible cash prizes.
Tip To Make The Most Cash:
Just sign-up and complete the survey. That’s literally all you have to do to earn.
Final Thoughts (TL:DR)
Play games on your phone to receive cash – Mistplay
Earn money with your shopping receipts – Ibotta ($10 welcome bonus)
Open a free savings account – Chime Bank
Turn your emails into cash – Paribus
Watch online videos and play games for money – Swagbucks
Start earning passive income through investing – Stash
Get free investing tips for free – Morning Brew
Cancel unused subscriptions- Truebill
If you need money in a pinch – Fiona
Get free, discounted items with a single survey – Shopper’s Voice