We’ve all been there – a few days out from payday, with a big unexpected bill, dying to go on a trip – needing to come up with some extra cash. And quickly.
Most of us don’t have time to go out there and get a time-consuming side hustle between work and family and everything else.
That’s why we searched far and wide for the best ways to come up with some extra cash right from your couch. None of them pay a fortune on their own, but do a few together and you’ll come up with the money that you need. When you’re in a pinch, that’s all matters.
1. InboxDollars – Earn Easy Money On The Couch
If you could imagine your dream way of making money in your head it would probably involve sitting on the couch, eating popcorn, binge-watching TV — and somehow also making money.
We still haven’t found a way to make our rent money this way (although trust us, we are constantly on the hunt), but we have found a way to make a little extra money each month by doing this and it’s called InboxDollars.
Big brands want consumers to watch short snippets of movie trailers or product features and give their feedback. They pay InboxDollars, which then recruits people like us to give their feedback for actual cash.
That’s right, you can sit back and watch videos and InboxDollars will pay you. They also offer paid surveys which you can do while you are watching your favorite guilty pleasure TV show.
The free $5 welcome bonus is just another reason to sign up today.
What are you waiting for? Sign up for InboxDollars and earn money every time you are watching TV at home.
Pro tip: People who earn the most on InboxDollars know that it’s important to stick with it for at least an hour at a time, so you start getting fed the highest-paid activities.
2. Mistplay (Android Only) – Get Paid To Play Games
Getting paid to play mobile games sounds like a dream for most people – Mistplay (download for Android) makes that dream a reality.
Mistplay is an Android game platform app that lets you earn rewards for playing new games. Those points can be redeemed for awesome gift cards from Amazon, VISA, Google and more.
Just download the Android app choose a free game from your “mixlist” and start earning units. The more you play, the more you earn! It’s a simple idea that can result in a big payday for mobile game lovers.
3. Ibotta – Turn Your Shopping Receipt Into Cash
Some weeks are tougher on your wallet than others and on those days, you have to consider every purchase carefully. Even buying groceries can be a strain. We have just the thing to help: Ibotta, which pays you every time you shop.
With Ibotta, getting rewards is as easy as taking a picture of your receipt. The app will scan your shopping receipt for deals and then instantly apply cash back to your Ibotta account. It works at a ton of grocery stores, from Walmart to Costco to Whole Foods, so you won’t miss an opportunity to earn.
Just look at all the cash back people are getting:
Want to count those cash back dollars as you shop? No problem. A new Ibotta feature allows you to shop and pay right through the app so you can see how much money you’re getting back on each item.
To help you get started, Ibotta is offering up to a massive $20 in free welcome offers for new users! This one is essential.
4. Opinion Outpost – The Fastest Way To Earn Cash
Let’s get straight to the point – you want to know the best way to get free gift cards and cash quickly. For most people, the best way is Opinion Outpost.
Opinion Outpost pays you to share your opinions through high-paying online surveys. Sounds ridiculously easy? That’s because it really is.
The best part? It’s super easy to get paid since the value per point is really high. It takes just 50 points (5-7 surveys) to earn a $5 Amazon gift card. And since it’s it’s 100% free to sign up, there’s no reason to not to give it a shot.
5. Truebill – Lower All Your Bills Almost Instantly
One of the easiest (and worst) ways to waste money is to lose track of where it’s going. With more and more bills becoming automatic charges, staying on top of them can be really hard.
Enter Truebill, an app that organizes all of the bills you’re paying for in one place so you can see exactly where your money is being spent. The app does this by analyzing your spending patterns when you link a bank account or credit/debit card. If you see a subscription you’re don’t need anymore, don’t really use or just straight up didn’t know you were paying for (yeah, all those free trials expire people) you can cancel them directly through Truebill with the click of a button.
Truebill saved this one user a ton of money:
Even big-time personal finance expert Lynette Khalfani Cox loves the app.
6. Credible – See How Much Debt Consolidation Can Save You
Debt consolidation isn’t as complex as it sounds. All you’re doing is borrowing money at a low-interest rate and using it to pay off high-interest debt. That means your monthly interest repayments go down and there’s only one bill to pay each month. Simple but effective!
If you want to see how much debt consolidation could save you, check out Credible. Credible lets you search all the top online consolidation and refinancing options for free. The best part? It is completely free to use. No gimmicks, no hidden fees.
Get your real pre-qualified rates in two minutes then apply for the loan with the best terms for you directly via Credible.
Credible offers personal loans ranging from $1,000 to $100,000, with APRs starting at 4.99%. People with a credit score of 660 or above get much better rates.
7. Stash – Start Investing With $5 And Earn Passive Income
Investment dividends are a great way to passively earn extra cash. But knowing where to start investing can be hard.
With the micro-investing app Stash you can start investing with as little as $5. They’ve made it incredibly easy for anyone to start investing by offering a curated selection of 200 plus stocks and Exchange Traded Funds. Those ETFs and stocks pay dividends meaning you make money while you sleep! It only takes two minutes to sign up!
8. Chime – Open A Free Savings Account
What are you going to do with all this extra cash if you don’t have a savings account yet? Consider joining an online-only bank like Chime which offers 100% fee-free banking.
Here’s what makes Chime the perfect savings account for people with a side hustle:
- It’s 100% fee-free – open a Chime account now and never get another overdraft fee again
- Automatic savings – automatically round up your transactions to the nearest dollar and get difference added to your savings Account
- Get paid two days early – get paid via direct deposit and you’ll get your paycheck before your coworkers.
Open your free account today and see why Chime is one of the fastest-growing bank accounts in America.
9. Fiona – For When You Need Money in A Pinch
Getting blindsided by an unexpected expense like a medical emergency or car repairs can really put a strain on your finances. When your emergency fund can’t cover it all, Fiona can help you get the money you need quickly.
Just take two minutes to answer a couple of questions about yourself and what you need the loan for and almost instantly you’ll get a list of personalized rates from thoroughly vetted lenders. To make the whole loan rate comparison and application process easier and more straightforward. Apply for the loan with the best terms for you directly via Fiona.
The loans offered are between $1,000 and $100,000, lasting between 24 and 84 months. Rates start at 4.99% and people with a credit score of 660 or above get much better rates.
10. Fetch Rewards – Turn Your Receipt Into Rewards
Most people (myself included) just throw away receipts when they get them. That’s a big mistake, though. Huge. That’s because Fetch Rewards turns your receipts into gift cards.
We aren’t b.s.-ing you don’t worry. All you have to do to get free gift card for shopping is to use Fetch Rewards, no coupon clipping or barcode scanning needed.
Here’s how it works: Snap a picture of your receipts and the app for comb through it for participating products. It will then award you points for any it finds — without you having to do any work. It’s that easy.
Once you’ve earned 3,000 points, you can start redeeming them for free gift cards to your favorite grocery stores like Whole Foods, Walmart, Target and hundreds of other retailers like Amazon, Sephora, and Nordstrom.
Sign up today and use code TMMLOVESYOU to get 2,000 bonus points immediately when you upload your first receipt. This is free money, people!
11. Ipsos i-Say – Take High Paying Surveys Online
There are a lot of different ways to earn money and gift cards via Ipsos i-Say.
They don’t send activities like surveys that frequently, but when they do, they have high-paying surveys. If you want to earn cash via Paypal or gift cards to pay for your monthly expenses but don’t want to dedicate too much time to do it, this is your best option.
Another big bonus of this option: Ipsos i-Say has a loyalty program, so the more activities you do, the more you’ll earn.
Bonus. Paribus – Find Hidden Cash In Your Inbox
All of those emails you have that are receipts of things you bought online? They might be worth actual gift cards or cash thanks to Paribus.
That’s because once you sign-up for Paribus, it will scan your email for your shopping receipts and monitor for price drops on the things you have bought.
If Paribus detects that there has been a price decrease on something you’ve bought, it will file a price adjustment claim on your behalf so you can recoup the difference.
It’s completely free to use and could make you hundreds – there’s no reason to not give it a shot!
Bonus. Shopkick – Get Cashback Whenever You Shop
You’re gonna love this one. Sign up for Shopkick and for every dollar you spend shopping online through the app, Shopkick will pay you back with points (kicks) towards gift cards. You’ll also earn money for scanning items and making purchases during in-store visits.
The app partners with a massive number of retailers, your favorites included, so you’ll have plenty of opportunities to earn. Redeem your kicks whenever you want to stores like Amazon, Walmart, Target, JC Penny, Lowe’s and so many more.
Members have already earned more than $85 million in gift card giveaways!
Join Shopkick today and when you make an in-store scan within your first week, you can use our code MM5 to get a free $5 bonus (1,250 kicks)!
If you’re shopping on a budget, Shopkick will totally help you out whether you are shopping online or IRL!
Final Thoughts (TL:DR)
Watch online videos and play games for money – InboxDollars ($5 welcome bonus)
Get a quick financial helping hand – Credible
Earn money with your shopping receipts – Ibotta ($10 welcome bonus)
Play games on your phone to receive cash – Mistplay
Take high paying surveys online – Opinion Outpost
Cancel unused subscriptions – Truebill
Get paid to shop at your favorite stores – Shopkick
Start earning passive income through investing – Stash
Open a free savings account – Chime Bank
Get rewarded for grocery shopping – Fetch Rewards
Turn your emails into cash – Paribus
Take high paying surveys online – Ipsos i-Say