Working side gigs from home can be incredibly lucrative. But sorting through all the scams, particularly when it comes to participating in paid surveys, to find legitimate opportunities, can be difficult.
To make life easy for you, we’ve rounded up our favorite ways to make up to $250 (plus earn awesome rewards) from home.
The trick, especially when it comes to earning money from surveys, is to sign-up for multiple opportunities at once because the real money is in working lots of income sources at the same time.
So here we go, the best side gigs you can do from home that you can start right now…
1. Survey Junkie
When you need extra cash fast, Survey Junkie is by far your best option.
They have tons high paying surveys available from recognizable household names. Best of all, the cash out threshold is just $10 (1,000 points) so it’s easy to always have money coming in quickly. That extra cash can be huge if your budget is feeling a little tight.
2. Long Game
People spend billions of dollars a year playing mobile games (yes, that’s correct, billions with a b). That money doesn’t amount to much of anything (except for some time playing Candy Crush), but wouldn’t it be nice if you could play games on your phone and have your wallet be the one that sees a boost for a change?
That’s exactly what the new app Long Game does. Start saving money using the app, and you’ll start earning points which you can use to play games. This is where the app gets really good: Start winning at the games and you’ll earn prizes including cold hard cash (up to $1,000).
On top of getting to play games, you’ll be earning interest on your savings while you start to build a nice nest egg for yourself.
To get started, download the app here. All new users get 300 free bonus Coins plus get up to 3,000 free bonus Coins when you make your first deposit. Make your first deposit today (it can be just $5) to get this awesome bonus!
Let’s be honest – if you’re reading this, you’re really just looking for a good way to make some decent money. Your best bet is going to be InboxDollars.
They’re a market research company that’ll pay you top dollar for every survey you complete and they let you cash out quickly. If you need money right now, taking three surveys with InboxDollars is the quickest way.
It pays to keep a copy of your receipt every time you go shopping. That’s because a popular cash back app called Ibotta will reward you for taking photos of your receipt. The app scans your receipt for deals and then instantly applies cash back to your account. It works with a ton of retailers, from Walmart to Costco, so there is no shortage of stores you could be earning cash back from.
To help you get started, Ibotta is offering a massive $10 bonus for new users! This one is essential.
5. Shopper’s Voice
Taking online surveys via Shopper’s Voice® let’s you earn awesome rewards like coupons, samples, and free stuff–all from the comfort of your home.
6. Take some surveys
One of the most profitable and fun survey sites online is Survey Junkie. They’ll pay you for sharing your thoughts and opinions with companies you use everyday so you’re earning decent money while actually enjoying yourself. Being able to redeem points for PayPal cash is also a nice touch.
It’s a great option if you’re looking for quick, easy money.
What are you going to do with all this extra cash if you don’t have a savings account yet? Consider joining a 100% free bank like Chime which does more than practically any bank when it comes to helping its customers save.
Unlike traditional banks, Chime operates fully online and doesn’t have any physical branches. That means something amazing, that they are able to offer 100% fee-free banking. Chime’s “Automatic Savings” feature saves you money by rounding up your transactions to the nearest dollar and then transferring the change to your Savings Account. It’s a dead-simple way to save.
You can also get your paycheck two days early when getting paid via direct deposit. If your fridge is bare right before payday, those two days are huge.
More and more people are online shopping directly on their phones. Wouldn’t it be nice if you got cash back every time you did? The Swagbucks mobile app makes it so easy.
First download the app and follow Swagbucks’ prompts to set up the app so it can alert you to cash back opportunities. Then, shop from your phone as you normally would at online stores including Amazon, Macy’s, and Walmart, and start earning free gift cards when you do. It truly couldn’t be easier! Of note, the mobile web plugin is only available for Android phones.
9. Even Financial
One of the biggest mistakes that people making is putting purchases that they can’t afford on high interest credit cards. A better option might be to consider a personal loan, that comes with a lower interest rate if you have a credit score over 660.
A great way to find out what kind of loans you might qualify for is via EVEN Financial. EVEN isn’t a lender itself, but rather a technology platform that helps to match people to the loans that are right for them. The best part? It is completely free to use. No gimmicks, no hidden fees. The best deals are for people with a credit score of 660 or above.
The loans offered are between $1,000 and $100,000, lasting between 24 and 84 months. Interest rates start at 4.99% which is much lower than most credit cards.
10. Ipsos i-Say
Some people say surveys are time-consuming. If you don’t have much free time but still want to earn, Ipsos i-Say is a good option.
They send activities less frequently but they are always surveys with great rewards. It’s a good option if you value your time and would rather take higher paying surveys less regularly.
They payout with great rewards like Visa prepaid cards, Amazon gift cards, PayPal funds, Starbucks e-gifts and more.
Final Thoughts (TL:DR)
The quickest way to earn – Survey Junkie
Make cash with your phone – Swagbucks
Get paid to save and play games – Long Game
Top site to make money at home – InboxDollars
Earn money grocery shopping – Ibotta
Earn coupons, samples and free stuff – Shopper’s Voice®
Let a free savings account work for you – Chime
Score gift cards by using your phone – Swagbucks
Get a quick financial helping hand – EVEN Financial
Earn in your (limited) spare time – Ipsos i-Say
These 5 Innocent Mistakes Are Costing You Money Every Day
Do you ever look at your bank account and get an involuntary shudder? We hear you, sometimes it feels like there is a giant hole in our bank account, leaking out our precious hard earned money.
Every day, we are all unknowingly wasting money and letting that hole in our bank account get bigger and bigger. But it doesn’t have to be that way.
Here are 8 of the ways that you are wasting your money every day and what you can do to fix it.
1. You are paying way too much for your cell phone every month
Cell phone bills are inevitable, and, unfortunately, so is getting ripped off by your cell phone provider. The truth is, cell phone providers know they are ripping you off, and are willing to lower your bill, all you have to do is ask.
Still, who actually wants to spend their precious free time negotiating down their cell phone bill? That’s where BillShark comes in. BillShark’s team of bill negotiation experts have an 85% success rate when it comes to lowering people’s bills (besides cell phone bills, they’ll also negotiate down your cable and internet bill, among others).
People have saved hundreds of dollars annually by using BillShark. And because BillShark only charges 40% of the savings they find for people, you only have to pay for the service if they end up actually saving you money. Bottom line: you have nothing to lose.
2. You aren’t growing the money you already have
Instead of just sticking whatever extra money you have in a savings account, the smart financial move is to invest that money and allow compound interest to work its magic so you can grow your wealth. Despite most experts overwhelmingly believing this is the way to go, only 54% Americans invest in the stock market, believing that only the super rich can afford to have an investment portfolio.
Stash proves that this belief is a complete misconception as it allows its users to start building an investment portfolio with as little as $5. It takes just two minutes to sign-up for Stash and then you can start building a portfolio of ETFs and stocks that fit with your interests, beliefs, and financial goals.
From there you can watch as your account grows!
Don’t let your extra cash collect dust by building an investment portfolio with Stash and start compounding your cash
3. Every time you shop online you are wasting money
Everyone loves the convenience of online shopping. But, do you know what’s even better than online shopping? Getting paid to online shop.
When you sign-up for Affinityy, you can get up to 20% cash back at your favorite online stores including Walmart, Macy’s, Neiman Marcus, Jet.com, and even Target.
Affinityy makes it simple to find the very best cash back deals. Just search for a store, click on the coupon you want, and complete your purchase as you normally would. Then, Affinityy will send your cash via check or PayPal.
If that’s not enticement enough, you’ll earn $20 after your first purchase, up to $25 per referral to your friends and family, and an extra $2 when you take a quick five question survey. All totaled, Affinityy will give you $47 for completing those three simple tasks.
4. Useless bank fees are costing you buckets of money for no reason
Sometimes it feels like the bank is out to get you with all the overdraft and service fees they tack on. Your bank is supposed to protect your money, not eat it.
If you’re sick and tired of paying banking fees (and who isn’t), you need to try out Chime the mobile bank which guarantees it will never charge its customers a single fee. Say good-bye to overdraft fees, minimum balance fees, service fees, foreign transaction fees, and transfer fees forever when you move banks
Another huge benefit of Chime is that it allows you to receive your paycheck a full two days early. For those times when you are in need of extra money in a pinch, those two days can make all the difference.
5. Those high-interest credit cards are robbing you blind
Americans pay nearly $104 billion in credit card interest and fees per CNBC each year. That is money people are literally lighting on fire.
The big question is how to get rid of high interest credit cards, and one thing to consider is taking out a personal loan. With a low interest personal loan people are able to quickly pay off high interest credit card debt. In the long run, this simple decision could save people a ton in fees.
EVEN Financial is a free service that allows you to compare lenders quickly and get matched with the best personal loan to fit your needs. EVEN offers loans between $1,000 and $100,000 and with interest rates that start at 4.99%, you might be eligible for loan with an interest rate that is markedly lower than that of a credit card.
Here’s How To Pay Off Credit Card Debt Without Doing Anything
It’s 2019 and most people are still unaware that there are lots of great resources available to help pay off credit card debt. We recently discovered one worth trying: Digit. It’s an app which claims to have saved their users over $1 billion and promises to automatically pay off your debt. That all sounds pretty great, so we decided to check it out.
Digit will pay off credit card debt
Digit pays off credit card balances by automatically moving money from a linked checking account to pay down the debt. It does this by analyzing your income and expenses to ensure you can afford to move the money and that you won’t miss it.
$1 billion saved (and counting)
Digit’s CEO, Ethan Bloch, told TechCrunch that the app has helped people save over $1 billion so far. That’s a ringing endorsement for people who feel daunted by their credit card balances or are stuck in a pattern of paying off the minimum amount due each month.
It’s honestly one of the best ways to get out of the vicious debt cycle once and for all.
Here’s how to get started
- First, sign-up for Digit here.
- When you’re asked about your financial goals, set the “credit card debt” goal.
- Watch your credit card balance magically shrink as Digit works silently in the background to pay off debt.
Want to give it a shot? Then head over to Digit to sign-up for free and start paying off debt today.