We’ve all been there – a few days out from payday, with a big unexpected bill, dying to go on a trip– needing to come up with some extra cash. And quickly.
Most of us don’t have time to go out there and get a time-consuming side hustle between work and family and everything else.
That’s why we searched far and wide for the best ways to come up with some extra cash right from your couch. None of them pay a fortune on their own, but do a few together and you’ll come up with the money that you need. When you’re in a pinch, that’s all matters.
If you could imagine your dream way of making money in your head it would probably involve sitting on the couch, eating popcorn, binge-watching TV — and somehow also making money.
We still haven’t found a way to make our rent money this way (although trust us, we are constantly on the hunt), but we have found a way to make a little extra money each month by doing this and it’s called InboxDollars.
Big brands want consumers to watch short snippets of movie trailers or product features and give their feedback. They pay InboxDollars, which then recruits people like us to give their feedback for actual cash.
That’s right, you can sit back and watch videos and InboxDollars will pay you. They also offer paid surveys which you can do while you are watching your favorite guilty pleasure TV show.
People swear by this:
The free $5 welcome bonus is just another reason to sign up today.
What are you waiting for? Sign up for Inbox Dollars and earn money every time you are watching TV at home.
Pro tip: People who earn the most on InboxDollars know that it’s important to stick with it for at least an hour at a time, so you start getting fed the highest-paid activities.
Debt consolidation isn’t as complex as it sounds. All you’re doing is borrowing money at a low-interest rate and using it to pay off high-interest debt. That means your monthly interest repayments go down and there’s only one bill to pay each month. Simple but effective!
If you want to see how much debt consolidation could save you, check out Fiona. Fiona lets you search all the top online consolidation and refinancing options for free. You can sign up in three simple steps. The best part? It is completely free to use. No gimmicks, no hidden fees.
The loans offered are between $1,000 and $100,000, lasting between 24 and 84 months. Rates start at 4.99% and people with a credit score of 660 or above get much better rates.
Some weeks are tougher on your wallet than others and on those days, you have to consider every purchase carefully. Even buying groceries can be a strain. We have just the thing to help: Ibotta, which pays you every time you shop.
With Ibotta, getting rewards is as easy as taking a picture of your receipt. The app will scan your shopping receipt for deals and then instantly apply cash back to your Ibotta account. It works at a ton of grocery stores, from Walmart to Costco to Whole Foods, so you won’t miss an opportunity to earn.
Just look at all the cash back people are getting:
Want to count those cash back dollars as you shop? No problem. A new Ibotta feature allows you to shop and pay right through the app so you can see how much money you’re getting back on each item.
To help you get started, Ibotta is offering up to a massive $20 in free welcome offers for new users! This one is essential.
4. Mistplay (Android Only)
Getting paid to play mobile games sounds like a dream for most people – Mistplay (download for Android) makes that dream a reality.
Mistplay is an Android game platform app that lets you earn rewards for playing new games. Those points can be redeemed for awesome gift cards from Amazon, VISA, Google and more.
Just download the Android app choose a free game from your “mixlist” and start earning units. The more you play, the more you earn! It’s a simple idea that can result in a big payday for mobile game lovers.
5. Opinion Outpost
Let’s get straight to the point – you want to know the best way to get free gift cards and cash quickly. For most people, the best way is Opinion Outpost.
Opinion Outpost pays you to share your opinions through high-paying online surveys. Sounds ridiculously easy? That’s because it really is.
The best part? It’s super easy to get paid since the value per point is really high. It takes just 50 points (5-7 surveys) to earn a $5 Amazon gift card. And since it’s it’s 100% free to sign up, there’s no reason to not to give it a shot.
MyPoints is an awesome rewards program that earns you cash and gift cards for doing the things you do online every day.
Shop, watch videos, play games, search the web, read emails, and you can also take paid surveys to earn money via PayPal or gift cards to stores like Amazon, Target and more. Get access to exclusive deals, discounts and coupons that when used, earn you even more points towards rewards.
Join MyPoints today and you’ll get a free $10 Amazon or Visa Gift card — your choice.
Getting blindsided by an unexpected expense like a medical emergency or car repairs can really put a strain on your finances. When your emergency fund can’t cover it all, Credible can help you get the money you need quickly.
Just take two minutes to answer a couple of questions about yourself and what you need the loan for and almost instantly you’ll get a list of personalized rates from up to 11 thoroughly vetted lenders. To make the whole loan rate comparison and application process easier and more straightforward, Credible provides real rates based on your credit history, not estimates. Apply for the loan with the best terms for you directly via Credible.
Credible offers personal loans ranging from $1,000 to $50,000, with APRs starting at 4.99%,
Using Credible won’t cost you a penny or hurt your credit score so you can search and apply for loans without having to worry about it.
8. Survey Junkie
When you need extra cash fast, Survey Junkie is by far your best option.
They have tons of high paying surveys available now from recognizable household names. Best of all, the cash out threshold is just $10 (1,000 points) so it’s easy to always have money coming in quickly. That extra cash can be huge if your budget is feeling a little tight.
You’re gonna love this one. Sign up for Shopkick and for every dollar you spend shopping online through the app, Shopkick will pay you back with points (kicks) towards gift cards. You’ll also earn money for scanning items and making purchases during in-store visits.
The app partners with a massive number of retailers, your favorites included, so you’ll have plenty of opportunities to earn. Redeem your kicks whenever you want to stores like Amazon, Walmart, Target, JC Penny, Lowe’s and so many more.
Members have already earned more than $85 million in gift card giveaways!
Join Shopkick today and when you make an in-store scan within your first week, you can use our code MM5 to get a free $5 bonus (1,250 kicks)!
If you’re shopping on a budget, Shopkick will totally help you out whether you are shopping online or IRL!
Investment dividends are a great way to passively earn extra cash. But knowing where to start investing can be hard.
With the micro-investing app Stash you can start investing with as little as $5. They’ve made it incredibly easy for anyone to start investing by offering a curated selection of 200 plus stocks and Exchange Traded Funds. Those ETFs and stocks pay dividends meaning you make money while you sleep! It only takes two minutes to sign up!
11. Fetch Rewards
When you’re living on a budget, even buying groceries can put a strain on your wallet. But what can you do, you gotta eat, right? Well, add Fetch Rewards to your grocery shopping routine and you can use it to earn major savings on your next trip to the grocery store and every one after that.
Unlike other apps where you have to clip coupons, scan product barcodes or select a particular offer to earn rewards on (who always has that kind of time), all you have to do is shop at your favorite stores and upload a photo of your receipt to Fetch Rewards. The app will find the savings for you by scanning it for participating products from eligible brands and gives you points based on the price of each product. It’s really that simple.
Earn even more points on special offers (the app will track them for you) and 2,000 points for every friend or family member you refer that signs up.
You can upload up to 14 receipts a week. As soon as you’ve earned $3, trade your points in for gift cards to stores where you do your grocery shopping like Whole Foods, Walmart, Target and hundreds of other retailers like Amazon, eBay, Sephora, Adidas, Hulu Plus, Best Buy and Nordstrom.
Sign up right now and get 2,000 bonus points on top of whatever points you earn from uploading your first receipt when you enter the code TMMLOVESYOU.
Let’s be honest — we’ve all subscribed to a bunch of services just for the free trails. But how many have you actually remembered to cancel? Probably not all of them and you’re not the only one. Turns out 84% of Americans have subscriptions they’ve forgotten about.
Lucky for you, a free app called Truebill makes finding and canceling them as easy as pressing a button. Just connect your bank account or credit/debit card and the app will give you a snapshot of your spending. See a subscription you don’t need anymore and cancel it directly through the app.
Truebill saves users an average of $720 a year. No wonder why people love it.
So if you want an extra $60 in your bank account every month, make sure to download Truebill now.
Whatever big plans you have for your future, it’s likely you’re gonna need money along the way to put those plans into action. But here’s the thing, putting money away in a savings account isn’t going to cut it since you’ll be growing your money at such as a slow rate, if even at all.
If you want to actually grow your money, use the budget-friendly micro-investing app Acorns.
Acorns is an app that enables you to invest small amounts of money with your spare change. Just link your debit /credit card or PayPal account and the app will automatically round up every transaction made with them to the nearest dollar and transfer it to your Acorns account for investing. Save as little as $5 and the app will choose from its inventory of thousands of stocks and bonds to build a diverse portfolio based on your investment goals and risk comfort.
Add to your investment funds by setting up recurring daily, weekly and monthly transfers or making one-time investment deposits to your Acorns account.
Ask anyone and they’ll tell you most portfolio management services can costs hundreds or thousands of dollars a year. Acorns’ plans only cost $1, $2 and $3 a month. Using Acorns will save you a ton of money and help you grow your money faster than a traditional savings account.
One of the first money management lessons that we’re taught is to save money for the future. Unfortunately, good money habits are hard to form (believe me, I know), especially when you’re living paycheck-to-paycheck.
Well, what if I told you you could get paid to save? Bet that got your attention. Good, then let me tell you about SaverLife, a nonprofit that’s helping nearly 200,000 people across America save more money and is paying them to do it.
Create an account with SaverLife and for every $20 or more you save a month, the nonprofit will throw an extra $10 your way up to $60. On top of that, save $5 every week and you’ll automatically be sent Saver’s Life digital scratch card game, Scratch & Save, via email. SaverLife announces 200 winners for this game every week!
Start saving with SaverLife today, and from now until just after Thanksgiving, you’ll have the chance to win up to $500 with its Race to 500 contest. Save $100, $250 or $500 from now until November 28th and you could be one of 30 to score up to the same amount you saved.
To start saving and earning with SaverLife, all you have to do is go to its website, sign up with your email and connect your PayPal or bank account by logging into it through the website. SaverLife will then track your savings from there and reward you as you meet it’s weekly and monthly goals.
With support like this, saving money will become your new hobby.
Save better for your future with SaverLife.
Final Thoughts (TL:DR)
Watch online videos and play games for money – InboxDollars ($5 welcome bonus)
Get a quick financial helping hand – Fiona
Earn money with your shopping receipts – Ibotta($10 welcome bonus)
Play games on your phone to receive cash – Mistplay
Take high paying surveys online – Opinion Outpost
Get paid to do what you already do on your phone –Mypoints ($10 welcome bonus)
Take advantage of low cash out thresholds and get paid fast – Ipsos i-Say
Get paid to shop at your favorite stores – Shopkick
Start earning passive income through investing – Stash
Get rewarded for grocery shopping – Fetch Rewards
Cancel unused subscriptions – Truebill
Grow your money – Acorns
Get paid to save – SaverLife