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We’ve all been there – a few days out from payday, with a big unexpected bill, dying to go on a trip– needing to come up with some extra cash. And quickly.
Most of us don’t have time to go out there and get a time-consuming side hustle between work and family and everything else.
That’s why we searched far and wide for the best ways to come up with some extra cash right from your couch. None of them pay a fortune on their own, but do a few together and you’ll come up with the money that you need. When you’re in a pinch, that’s all matters.
Waiting for the next payday and in need of a little bit of extra cash in a pinch? Your best quick bet is Swagbucks.
They’re a market research company that’ll pay you top dollar for every survey you complete and importantly, they let you cash out quickly.
People are obsessed because it’s so easy to do when you are being lazy and just wanting to make some extra cash:
And people are using it to save for very real things:
They offer a free $10 welcome bonus when you sign up.
To earn the most on Swagbucks you are going to want to complete at least three surveys as you get started. The more surveys you complete the more chances you have of higher paying surveys coming your way.
Some weeks are tougher on your wallet than others and on those days, you have to consider every purchase carefully. Even buying groceries can be a strain. We have just the thing to help: Ibotta, which pays you every time you shop.
With Ibotta, getting rewards is as easy as taking a picture of your receipt. The app will scan your shopping receipt for deals and then instantly apply cash back to your Ibotta account. It works at a ton of grocery stores, from Walmart to Costco to Whole Foods, so you won’t miss an opportunity to earn.
Just look at all the cash back people are getting:
Want to count those cash back dollars as you shop? No problem. A new Ibotta feature allows you to shop and pay right through the app so you can see how much money you’re getting back on each item.
To help you get started, Ibotta is offering up to a massive $20 in free welcome offers for new users! This one is essential.
3. Mistplay (Android Only)
Getting paid to play mobile games sounds like a dream for most people – Mistplay (download for Android) makes that dream a reality.
Mistplay is an Android game platform app which lets you earn rewards for playing new games. Those points can be redeemed for awesome gift cards from Amazon, VISA, Google and more.
Just download the Android app choose a free game from your “mixlist” and start earning units. The more you play, the more you earn! It’s a simple idea that can result in a big payday for mobile game lovers.
Debt consolidation isn’t as complex as it sounds. All you’re doing is borrowing money at a low-interest rate and using it to pay off high-interest debt. That means your monthly interest repayments go down and there’s only one bill to pay each month. Simple but effective!
If you want to see your how much debt consolidation could save you, check out Fiona. Fiona lets you search all the top online consolidation and refinancing options for free. You can sign up in three simple steps. The best part? It is completely free to use. No gimmicks, no hidden fees.
The loans offered are between $1,000 and $100,000, lasting between 24 and 84 months. Rates start at 4.99% and people with a credit score of 660 or above get much better rates.
What are you going to do with all this extra cash if you don’t have a savings account yet? Consider joining a 100% free bank like Chime which does more than practically any bank when it comes to helping its customers save.
Unlike traditional banks, Chime operates fully online and doesn’t have any physical branches. That means something amazing, that they are able to offer 100% fee-free banking.
Just imagine actually liking your bank because they aren’t out to rip you off.
Chime’s Automatic Savings feature saves you money by rounding up your transactions to the nearest dollar and then transferring the change to your Savings Account. It’s a dead-simple way to save.
You can also get your paycheck two days early when getting paid via direct deposit. If your fridge is bare right before payday, those two days are huge.
If you could imagine your dream way of making money in your head it would probably involve sitting on the couch, eating popcorn, binge-watching TV — and somehow also making money.
We still haven’t found a way to make our rent money this way (although trust us, we are constantly on the hunt), but we have found a way to make a little extra money each month by doing this and it’s called InboxDollars.
Big brands want consumers to watch short snippets of movie trailers or product features and give their feedback. They pay InboxDollars, which then recruits people like us to give their feedback for actual cash.
That’s right, you can sit back and watch videos and InboxDollars will pay you. They also offer paid surveys which you can do while you are watching your favorite guilty pleasure TV show.
People swear by this:
The free $5 welcome bonus is just another reason to sign up today.
What are you waiting for? Sign up for Inbox Dollars and earn money every time you are watching TV at home.
Pro tip: People who earn the most on InboxDollars know that it’s important to stick with it for at least an hour at a time, so you start getting fed the highest paid activities.
7. Morning Brew
Want to find the next big tech stock to invest in or spot an awesome side hustle opportunity before anyone else? You’ll want to subscribe to Morning Brew.
Over 1.5 million people jump start their mornings by reading Morning Brew, a free daily newsletter with the latest news from Wall Street to Silicon Valley — written with a splash of humor.
It’s a 5-minute guide to the business world for busy people who don’t have time to read WSJ cover to cover.
All you need to do is enter your email to join – why wouldn’t you give it a shot?
If you want free money simply for going shopping, make sure to try Shopkick. It’s a free app that pays you to walk into stores and get discounts at places like Target, Walmart and more. An easy way to make even more is by scanning products while you’re in store. Doing all this earns you kicks, which can be redeemed to all your favorite stores.
It’s really a smart choice for anyone on a tight budget.
9. Got Free Time To Kill? Make $$$
Have a job but not earning quite enough to pay for all of your expenses? Survey Junkie can help you make extra cash fast. Millions of people are using this to earn money for giving their opinions on the products they use all of the time. Sign up with your email and start making money almost instantly.
On average, surveys take under 15 minutes to complete. That means you can do them while you’re lounging at home, eating a meal, waiting at the doctor’s office or before you go to bed. The payout threshold is just $10, which you can reach pretty quickly. Redeem the points you earn as cash via PayPal, e-gift cards or direct bank transfers.
With Survey Junkie, every spare moment is an opportunity to earn money!
10. Shopper’s Voice
Why pay for stuff when you can get it for free? Shopper’s Voice® is one of our favorite resources for earning rewards like coupons, free samples and other free stuff — all from the comfort of home. It’s no wonder people brag about getting brand full-size products via Shopper’s Voice®.
Another really cool perk of being a member of Shopper’s Voice®? Complete a simple questionnaire and you’ll enter to win $1,500 this month.
FYI: The people who swear by Shopper’s Voice® tend to be slightly older — over 25 — as this is a great way to earn free online stuff to supplement the monthly budget when you are taking care of a family!
Wish you could make money doing absolutely nothing? What if I told you that you could thanks to your smartphone with S’more?
Download this app (for Android only) and you’ll earn money every day just for having it on your phone. I know what you’re thinking — and no, this isn’t a joke or a scam.
It works because in exchange for letting the app show ads on your lockscreen, you’ll earn points you can redeem whenever you want for gift cards to stores like Amazon, Target, CVS, Starbucks and more.
Just use your phone as you normally do to start earning. If you’re looking for another Android perk to rub in your iPhone-owning friends’ faces, this would be the one.
Final Thoughts (TL:DR)
Earn money with your shopping receipts – Ibotta
Play games on your phone to receive cash –Mistplay
Get a quick financial helping hand – Fiona
Use a free savings account to keep your earnings safe – Chime
Find your next side hustle opportunity – Morning Brew
Earn coupons, samples and free stuff – Shopper’s Voice®
Save money and win $1,000,000 – Long Game
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