We’ve all been there – a few days out from payday, with a big unexpected bill, dying to go on a trip – needing to come up with some extra cash. And quickly.
Most of us don’t have time to go out there and get a time-consuming side hustle between work and family and everything else.
That’s why we searched far and wide for the best ways to come up with some extra cash right from your couch. None of them pay a fortune on their own, but do a few together and you’ll come up with the money that you need. When you’re in a pinch, that’s all matters.
1. Mistplay (Android Only) - Get Paid To Play Games
Getting paid to play mobile games sounds like a dream for most people – Mistplay (download for Android) makes that dream a reality.
Mistplay is an Android game platform app that lets you earn rewards for playing new games. Those points can be redeemed for awesome gift cards from Amazon, VISA, Google and more.
Just download the Android app choose a free game from your “mixlist” and start earning units. The more you play, the more you earn! It’s a simple idea that can result in a big payday for mobile game lovers.
2. InboxDollars - With Instant Cash Payouts, This Is Our New Favorite Paid Survey Site
We’ve all had moments when money was tight or you’ve been short on cash for an important purchase. And in those moments, we’ve all wished there was a way to make money quickly to ease the struggle without having to put in extra hours at work or get another job (because who has the time or energy?).
Well, we have just the thing to help and you can do it from the comfort of your home — InboxDollars.
InboxDollars reward you with cash and gift cards for taking surveys and giving your opinion.
We’re pretty sure that when you take one survey, you won’t want to stop. You’ll also regularly get opportunities to participate in promos and contests, learn ways to score free product samples and other free items, and get discounts with exclusive coupons.
You’ll get your money delivered to you via PayPal, by mailed check or as gift cards to places like Amazon, Walmart, Best Buy, Target, Groupon — you choose.
3. Stash - Start Investing With $5 And Earn Passive Income
Investment dividends are a great way to passively earn extra cash. But knowing where to start investing can be hard.
With the micro-investing app Stash you can start investing with as little as $5. They’ve made it incredibly easy for anyone to start investing by offering a curated selection of 200 plus stocks and Exchange Traded Funds. Those ETFs and stocks pay dividends meaning you make money while you sleep! It only takes two minutes to sign up!
4. Opinion Outpost- Earn Money Online By Giving Your Opinion
Let’s get straight to the point – you want to know the best way to get free gift cards and cash quickly. For most people, the best way is Opinion Outpost.
Opinion Outpost pays you to share your opinions through high-paying online surveys. Sounds ridiculously easy? That’s because it really is.
The best part? It’s super easy to get paid since the value per point is really high. It takes just 50 points (5-7 surveys) to earn a $5 Amazon gift card. And since it’s 100% free to sign up, there’s no reason to not to give it a shot.
5. Lucktastic- Play Games And Win Cash On Your Phone
We love a good game of chance as much as the next person, but constantly spending money on lottery tickets or scratch card games isn’t the most effective way to make money. We’re not here to try to get you to stop, but we are gonna tell you a way to keep the fun going without spending a fortune over time — Lucktastic (Download for Android only).
Lucktastic is a free app that offers free daily scratch card games that can score you some serious cash and the app’s tokens, which you can use to enter contests. We know what you’re wondering: Is it legit? Well, 220,000 people have already scored major rewards with the app.
The app adds new games every day so there’s always a chance to win, plus consecutive days of game play will earn you daily rewards ranging from bonus tokens to contest entries. Lucktastic’s biggest scratch card cash prize is $2,500. Once you start accumulating tokens you’ll also be eligible to enter Lucktastic’s highly lucrative contests including its $1 million Crack The Code Contest (ends 4/6/2021) and its “Sweet Money” contest with a prize of $100,000 (ends2/4/2021), which you can use for anything like a new baby, college tuition, a car and more. Money on top of money on top of money.
When your account balance is at least $2, you can cash your winnings in for cash or gift cards (to places like Amazon, Walmart and JC Penny). If you have a balance of $10 and up, you can get your money mailed via check.
Pro tip: Come back daily to spin the wheel where you can win instant prizes and Download a few free offers from the app’s offer wall where you’ll earn the most tokens. This way you can collect tokens faster for more opportunities to redeem them for contest entries and gift cards.
Stop giving away money just to get a chance to win more. Get daily opportunities to win big when you download Lucktastic for free (Android only).
6. Fetch Rewards - Turn Your Receipts Into Rewards
Most people (myself included) just throw away receipts when they get them. That’s a big mistake, though. Huge. That’s because Fetch Rewards can turn your receipts into gift cards.
It’s super easy to earn free gift card for shopping with Fetch Rewards without clipping coupons. Here’s how it works:
- Download Fetch Rewards
- Snap a picture of your receipts and the app will comb through it for participating products. Any eligible purchases you’ve made score you points.
- Redeem your points for free gift cards to your favorite grocery stores like Whole Foods, Walmart, Target and hundreds of other retailers like Amazon, Sephora, and Nordstrom.
Sign up today and use code TMMLOVESYOU to get 2,000 bonus points immediately when you upload your first receipt. This is free money, people!
7. Savvy - Pocket An Extra $356 Per Year By Making This One Move
Most people have absolutely no idea — and we mean no idea — that it’s recommended to switch car insurance every year so you are consistently getting the absolute cheapest price. During a recession when you’re likely driving less, doubly so — you might be eligible for even more discounts. In fact, the average person can slash $356 from their annual bill just by comparison shopping according to financial experts. That’s why Savvy is such a game-changer.
Savvy is a virtual insurance shopping assistant that will do a car insurance price check for you in just 30 seconds. In that time, they shop hundreds of insurers for you (other sites only shop a handful) to find you the absolute best deal.
Here’s how it works:
- Connect your existing car insurance policy. Doing this is what enables Savvy to do most of the work on your behalf.
- Review the various options that Savvy comes up with for you, and then lock one of them in.
- Savvy will help you simultaneously cancel your old, overpriced policy while enrolling you in your new policy. They’ll even help you get a full refund on any money your old insurer owes back to you.
Because it’s free to use Savvy, and to get them to price shop on your behalf, you have nothing to lose by trying this. That’s why we are such a big fan of this money hack.
8. Drop - Put Cash Back Into Your Wallet Every Time You Shop Thanks To This App
Drop is another favorite rewards app of ours that will help you seriously stretch your dollar and get a little something back every time you shop. Drop’s members earn reward points by using the app whenever they shop at its 400+ partnered brands, by playing games in the Drop arcade, or by engaging in quick and fun surveys.
Before you know it, you’ll have enough points to redeem your first free gift card to brands like Starbucks or Amazon, seamlessly through the app! And trust us – with Drop, reward points stack up fast since you’re earning points on purchases you make regularly – like ordering groceries from Walmart Grocery or Sam’s Club, taking an Uber, satisfying your late-night cravings thru Postmates, or stocking up on your skincare and beauty faves from Sephora. To date, Drop has rewarded it’s members with over 26 million dollars’ worth of points which equals a whole lot of free Starbucks for members like you!
So what are you waiting for? Download Drop and start putting cash rewards back into your wallet as you shop.
9. Branded Surveys - Take Surveys On Topics You Care About And Earn
Branded Surveys has become a new favorite paid-survey hub for a lot of people because you never spend time taking a survey that’s not relevant to you. It matches you with surveys based on your interests. The more details you provided about yourself in your user profile when you sign up, the more surveys you’ll be eligible for, which means even more money. Unlike other paid survey companies, Branded Surveys makes a big effort to match its members with as many surveys as possible using its Survey Matching Engine.
There are a few ways to earn with Branded Surveys, too:
- Online focus groups
- Product reviews
- Social glimpse video testing
Every time you complete a survey, your answers get sent directly to the market research clients the survey is for so they can review it, and after that your earned points get posted to your account. Once you earn 1,000, you can start redeeming them for cash via PayPal or direct deposits with the Branded Pay feature (U.S. only) and gift cards from Amazon, Visa and other retailers and restaurants.Join Branded Surveys today so you can get in on the earnings.
10. Acorns - Manage Your Money And Look For Jobs In One Place
It is equally hard to make and save money. Wouldn’t it be nice to do all of that in one place? Any advantage here is going to be a good thing.
Acorns is really that one stop shop allowing you to:
- Start preparing for retirement
- Round up your change on purchases and invest it
- Save, particularly for your kids
But they have a new really cool feature within the app that is all about growing your income: you can search for jobs within the app.
Within the Acorns jobs feature, you’ll be able to explore millions of full-time, part-time and remote jobs to earn money and boost your potential income.
It goes without saying that boosting your income is a key to being able to save more and grow wealth.
And Acorns is really great because when you do use Acorns to boost your income with a better job, you can then turn around and make sure that that money is working for you within the Acorns app by investing. There’s really no other app like it.
11. Steady - Find A Fresh Source Of Income With Help From This App
Looking to make more than a couple of bucks here and there? Then check out Steady. It can help you find your next big paying gig.
This free job search website and app has job listings for part-time, hourly, work from home and on-demand work opportunities.
On average, the app has helped its more than two million member community earn an average of more than $4,000 per year in additional income after joining Steady. Steady has 1.5 million in-demand job opportunities and posts new job listings daily. You can filter your search based on your income needs, availability, geography, skill set and more. Use the service’s Income Tracker to track all of your earnings and better understand your cash flow — so you can keep growing how much you make. That’s the goal, right?
Steady not only helps you find your next job, but they also provide opportunities to receive cash nearly immediately and as a direct deposit to your bank account through their financial health Booster’s marketplace and their Emergency Cash Grant program. In the last year, Steady has awarded more than $2 million in financial health Boosters to around 62,000 members and $3.3M to more than 10,000 Members in Emergency Cash Grants.Download the Steady app today so you can find jobs that can help you fill in the gaps in your income and start earning more.
12. Robinhood - Make Money By Investing In Stocks And Bonds
Investing money can be scary, especially for first-timers. There’s so much to learn, plus most financial advisors and firms take a good chunk of your earnings via fees for portfolio management and trade commissions. Who wants to deal with all of that while also putting your money on the line? Not me.
Enter Robinhood, a revolutionary app turning the investment game on its head. This app serves as an online brokerage, but unlike traditional ones, it allows you to trade stocks and exchange-traded funds (ETFs) and pay zero is commissions.
Download the app for free and then create an account — there’s no minimum deposit required which means you can get started investing right away. And instead of paying a financial advisor to help manage your assets for you, Robinhood gives you the tools you need to manage them yourself within the app, plus educational resources to help you learn along the way.
Robinhood gives you the freedom to invest as little or as much as your comfortable with and saves you money on investment fees, keeping your money yours.
13. MyPoints - Earn Easy Money On The Couch
If you could imagine your dream way of making money in your head it would probably involve sitting on the couch, eating popcorn, binge-watching TV — and somehow also making money.
We still haven’t found a way to make our rent money this way (although trust us, we are constantly on the hunt), but we have found a way to make a little extra money each month by doing this and it’s called MyPoints.
Big brands want consumers to watch short snippets of movie trailers or product features and give their feedback. They pay MyPoints which then recruits people like us to give their feedback for actual cash.
That’s right, you can sit back on the couch and MyPoints will pay you. They also offer paid surveys which you can do while you are watching your favorite guilty pleasure TV show.
What are you waiting for? Sign up for MyPoints and get a free $10 welcome bonus.
Pro tip: You’ll earn a $5 bonus right off the bat for taking five surveys. Between that and the welcome bonus you’ll stack some really solid earnings quickly.
14. Survey Junkie - Get Paid For Taking Surveys
Make money at home with your phone while sitting on the couch watching TV. Yes seriously, it’s possible with paid survey sites. These sites pay you in cash or gift cards for giving your opinion!
On average, surveys with this super popular website only take 15 minutes to complete. That means you can do them while you’re lounging at home, eating a meal, waiting at the doctor’s office or before you go to bed.
The payout threshold for Survey Junkie is $10, which you can reach pretty quickly. Redeem the points you earn as cash via PayPal, e-gift cards or direct bank transfers.
Simply create a profile to get surveys that cater to your interests and earn points with every survey you take. When you reach 1,000 points you can redeem them for $10 instantly. With a massive survey inventory and new surveys being added every day, there are tons of opportunities to make some money.
15. Ibotta - Earn Cash For Your Everyday Activities
If you ask most people how much they spend on groceries, they’ll probably tell you it’s way more than they’d like to.
Maybe your grocery bill is high because of a special diet, maybe it’s just because of how expensive things are wherever you live. Whatever the case, Ibotta can help.
Download Ibotta and you’ll get cash back every time you shop at your local supermarket! Upload a receipt and the app will scan it for deals and credit whatever savings it finds to your Ibotta account. Don’t feel like going to the store? Stay at home and shop online at select retailers through the app.
The app works at 198 grocery stores, from Costco to Walmart and 59 convenience stores, from 7-Eleven to Wawa. Whether you’re doing your shopping for the week or grabbing a quick bite to eat, you’ll be earning cash back.
People who use Ibotta regularly when they grocery shop save an average of $199 a year. That’s money back in your pocket for doing nothing!
16. Product Report Card - Influence How Products Are Made And Earn Amazon Gift Cards
We all have opinions on products, but what if we could actually get paid to give them?
Product Report Card is a way to do that. It allows people to be thought leaders and influence various companies on their products and services by having them share their opinions. In return, those who do get Amazon gift cards, which, let’s be honest, are basically cash at this point.
So many people swear by Product Report Card for earning gift cards. Per one fan on TrustPilot: “I absolutely love this website. I have been taking surveys and earning money through this company for about six months or so and I’m so glad that I did. So far I have cashed out $50 in Amazon gift cards and they send me the gift card via email within three days. I also get awesome opportunities to participate in product testing, in community groups and sometimes over the phone or webcam studies. I receive at least two emails, or more, on a daily basis from this company, inviting me to participate in the studies. I highly recommend this to those who are determined.”
Yeah, you are going to want to try this. Here’s how to get started:
- Complete a registration on Product Report Card and you’ll begin receiving paid survey invitations in your email inbox within 24 hours. It only takes 5 minutes and is totally free
- Get paid for every survey you complete, it’s that easy
- Earn Amazon gift codes or free products when you complete surveys
Sign up today and start earning. It couldn’t be easier.
17. Dosh - This Is The Easiest Way To Save Every Time You Shop — And It Doesn’t Involve Coupons
We love a good coupon as much as the next person, but who has the time to go searching for discounts whenever you need to go shopping? We don’t. Luckily, with the app Dosh, the savings come to you via cash back.
There’s no receipt scanning, discount codes or coupon clipping needed to get cash back for your spending. Simply download Dosh, create a free account and link the debit or credit cards you use frequently to shop (Dosh accepts all cards except Discover). Anytime you use a linked card to shop at any of the app’s 15,000 restaurant and retail partners, you’ll get up to 10% cash back automatically.
Dosh has over 100,000 places to get cash back at. Earn cash back shopping at stores like Walmart, Sephora, Asos and Walgreens, and food retailers and restaurants like Grubhub, Dunkin’ and Wendy’s. Dosh also offers up to 20% cash back on over 60,000 international hotels when you book your room through the Dosh app.
As soon as you have accumulated $25 in cash back, you can transfer your earnings directly to your bank account, or you can use PayPal or Venmo to do so.
Skip the coupon clipping. Download Dosh today so you can start earning automatic cash back every time you shop.
18. Surveytime - Earn Cash For Playing Around On Your Phone
It can be hard to sift through the world of paid survey websites to find one that’s actually worthwhile, but Surveytimeis definitely one of them. Unlike most that pay people in reward points you have to accumulate and can then exchange for cash when you have earned enough, Surveytime pays you cash instantly.
Take surveys about different products and services and with each survey you complete, you get paid $1. There’s no limit to the number of surveys you can take either, so you can rely on Surveytime to be a way to earn extra cash quickly whenever you need it.
To start earning with Surveytime, you just need to complete a quick three-step process.
- Sign up with your email address or create an account using Facebook, Gmail or Twitter
- Take a couple of minutes to answer a few introductory questions so you can receive surveys that are relevant to you
- Take the surveys and earn
19. Swagbucks - Make Your Online Activities Even More Rewarding With This App
If you’re looking for a low-pressure way to make some quick cash, paid surveys are always a great option because you can do them whenever you want to no matter where you are. Plus you get to make your opinions heard on a variety of topics like the products and brands you shop.
The Swagbucks app is one of our favorite go-to’s because on top of the tens of thousands of paid survey opportunities it has to offer, there are so many ways to earn with the app beyond them.
- Shop – Get free coupons (that earn you rewards for redeeming) and online and in-store cash back deals for hundreds of retailers.
- Answer – Take surveys and polls on anything from products and brands you shop to the kind of food you like to eat to travel preferences.
- Watch – Watch videos on a variety of topics like sports, world and entertainment news and more.
Doing all of these activities earns you points you can exchange for cash via PayPal and gift cards from Visa, Amazon, Walmart, Target, Best Buy and more. So you’re basically earning money for doing the things you do online anyway, which sounds pretty great to us!
Swagbucks gives out 7,000 gift cards every day and since 2014, has already paid out more than $430 million in cash rewards to its members (that’s huge)!