Four glass jars in a row contain pennies. The jar on the left is starting to be filled, while the jar on the right is full and shows a plant growing from the top.
Advertiser Disclosure
Some of the links in this post are from our sponsors, and we might earn a commission if you click on one.

Smart Investing in 2025: Step-by-Step Beginner’s Guide

Investing successfully today is easier than ever. For beginners, there is a wealth of expertise to guide you, based on minimal investments.

The online world is filled with opportunity – if you look in the right places. Happily, we’re here to help with easy-to follow-steps and our own recommendations.

Step 1: Big Opportunities, Small Investments

You can copy the trades and investments of professionals in real-time. The key is to start with an amount that fits your financial goals. You can increase your contributions over time. While doing that, you can access the best investing research, written by professionals in plain English.

Combining copy trading with the best investment research optimizes your chances of success while building your knowledge.

Risk tolerance is also something you should consider. Steady investments that have less risk aren’t likely to give the returns riskier investments can. However, staying consistent can lead to meaningful growth over time. ​​

Copy Pro Investors & Thrive

Echo Trade lets you:

  • Copy trades from registered investment advisory firms in real time
  • Select a portfolio and gain access to the Echo Trade Market Place
  • Base your choices on your goals and risk tolerance
  • Gain insight into portfolio positions with up-to-date info
  • Receive instant notifications when trades take place
  • Copy the same trade (or an entire portfolio) immediately

Echo Trade requires no minimum investment.

Get Access to the World’s Best Investing Research
  • Gain access to over 1,000 market beating reports
  • Gain high-level up-to-date info and start investing
  • Written by experts and distilled into plain English
  • Discover the best stocks to buy right now
  • Get news and alerts that are always on-point
  • Choose between free and Premium options

Step 2: Choose How Much to Invest

Figuring out how much to invest depends on your finances and goals. The best way to figure out your finances is to get professional support from a financial advisor. It’s easier than you think.

Today there are companies who will match you to a financial advisor based on your needs. You can schedule free video meetings, chat with financial advisors, and learn how they can provide value to you.

With a financial advisor who understands you and your resources and goals, you can make plans confidently.

Compare Top Financial Advisors Free
  • Receive free initial consultation
  • Take the guesswork out of the equation
  • Find pre-screened advisors who match your needs
  • Review matched profiles and find your best fit
  • Be confident that all advisors are FINRA and SEC-registered
Find Your Financial Advisor Free
  • Get matched to a financial advisor free
  • Schedule a free video meeting
  • Compare and find your best fit for financial advice
  • Don’t pay a penny, just get support

Step 3: Get Your Financial House in Order

Good investments can change your financial future. Still, if your financial home isn’t in order, your financial foundations are shaky. You can consider a:

A personal finance app is always a good idea. Consider all areas of overspending, including often overlooked items like car insurance. There are many online companies who will provide free quotes on car insurance and help you save money that way.

Because of the rise in identity fraud, we recommend cleaning up your online presence to protect your finances.

Rocket Your Money Upwards
  • Monitor your income and spending
  • Set savings goals you can achieve
  • Identify ways to trim your budget
  • Get important notifications instantly
  • Sync to your bank accounts
Take Back Your Personal Information

DeleteMe will:

  • Remove your personal info from the internet
  • Monitor data brokers online for you every three months
  • Set you up with a personal privacy advisor for live chats
  • Provide detailed reports on the progress made for you

DeleteMe has:

  • Deleted over 100 million personal listings
  • Been used by 20% of the Fortune 500
  • Been used by several federal and state agencies

Individual plans start at only $6.97/month.

Step 4: Consider Your Financial Strategy

Your investment strategy should match your goals and how much time you have to achieve them. For long-term goals, it’s a good idea to have most of your money in stocks. Rather than picking individual stocks, which can be tricky, many find it easier to:

It’s all about checking companies out and finding your best fit.

Your Finances Figured Out for You
  • Work with a Fruitful Guide who understands you
  • Benefit from a platform that makes money simple
  • Take financial control with expert help and support
  • Start saving with high APY returns on your money
  • Build an investment portfolio with advice at each step
  • Choose from 3 membership plans for a smart investment
Average 25% Savings After Costs
  • Turn debts of over $20,000 into 1 low monthly payment
  • Get debt free in 24-48 months
  • Free consultation with no effect on credit score
  • America’s oldest debt relief company
  • Forbes Advisor’s Best Debt Relief Pick of 2024
  • Average savings of 25% after all fees

Step 5: Finding Solutions That Fit

Investing should be one part of taking care of your financial health. Today there are many opportunities to invest, get professional support, be informed with the latest info – but also to get your financial house in order first.

Here we’ve presented the companies we believe offer the best solutions across investing and financial wellness. You should check them out here and independently. You’ll find rave reviews on sites like Trustpilot and some fantastic, proven results reported on other trusted review sites and in the media.

Graph shows the long-term dips and upturns of an investment.
Sticking with an investment can lead to strong upturns.