Feel like you’re wasting money on groceries? That’s because you probably are.
The average American spends $151 a week at the supermarket despite it being easy to cut this number in half.
Whether you shop at Costco, Aldi, Trader Joe’s, Whole Foods, Publix or Kroger, these tips are bound to save you some serious cash.
1. You’re Not Getting Paid To Shop
I get paid to go grocery shopping and you can too. Wondering how? With the free Ibotta app.
Just scan your shopping receipt and Ibotta will instantly pay you for qualifying purchases. I recently got paid 75c to buy Milk, $5 for beer and $1.00 for Pasta – how awesome is that?!
To sweeten the deal, Ibotta is offering a massive bonus for new users – a bonus $10 when you scan your first! This one is essential.
2. You’re Not Automatically Growing Your Savings
Don’t have a savings account yet? You really should especially when there are 100% free banks like Chime that actually put money in your savings account everytime you go shopping.
Unlike traditional banks, Chime operates online only and doesn’t have any physical branches. That means something amazing – 100% fee-free banking. The “Automatic Savings” feature saves you money by rounding up your transaction amount to the nearest dollar then transfer the round up to your Savings Account. It’s a dead-simple way to save.
You can also get your paycheck two days early when getting paid via direct deposit. If your fridge is bare right before payday, those two days are huge.
Head over to Chime and open a free account – it’s free and only takes 5 minutes.
3. You’re Not Stacking Savings With Free Gift Cards
Remember, the real savings come from earning rewards from multiple sites. Survey Junkie is a guaranteed way to double your earnings.
By sharing your opinions with household brands, you can shape what ends up on the supermarket shelf. The best part is they’ll reward you generously with free gift cards or cash. Hint: grab a $20 Walmart gift card regularly to stretch the grocery budget further!
4. You’re Unknowingly Wasting Money
Impulse purchases are budget killers. Unfortunately, most people don’t know where they’re wasting money. InboxDollars can help.
InboxDollars is a top paying consumer behavior site that lets you earn money learning about all sorts of different products. It’s an easy way to discover more affordable alternatives to expensive brand-name products.
5. You’re Not Putting Money In An Emergency Grocery Account
Budgeting for all of your expenses from your rent to your groceries is hard stuff. Sometimes when you run out of money at the end of the month you have no choice but to dump your groceries on a credit card with a high-interest rate and hefty fees.
There’s a better way, though. Digit is an app that automatically pulls small amounts of money from your checking account throughout the month so you can start saving for groceries without even realizing it. No more getting to the end of the month with no money left for food.
Digit also has a great new feature that will help you start paying off your credit card debt the same way!
6. You’re Not Earning Rewards For Every Purchase
Store loyalty programs and coupons are an awesome way to save money – if you actually remember to use them. To always get rewarded for purchases, you’ll want to download Drop.
Drop supercharges your credit and debit cards by giving rewards for everyday purchases. Best of all, it works in the background so you earn automatically – just register for free, link your credit or debit cards then go shopping to save. It’s that easy!
Points earned are redeemable for gift cards to stores like Amazon, Seamless and Whole Foods. Combined with cashback apps and credit card rewards, Drop can save you some serious money.
7. You’re Not Using Free Gift Cards For Groceries
Saving money doesn’t happen only at the supermarket. Many companies let you earn gift cards by completing activities online.
Our favorite ways to earn free gift cards is Ipsos i-Say. They send surveys less frequently than other sites but this means you get paid way more per survey. If you’re short on time or don’t like a cluttered inbox, it’s your best choice. Cash out your rewards into gift cards to your favorite supermarket or cash.
8. You’re Not Discovering New Products For Free
Smart shoppers know that price doesn’t indicate quality. Often, store brands are identical to more expensive name brands.
But finding the best product can be difficult and expensive. A unique way to discover alternatives is to join Shopper’s Voice®, an online survey that lets you earn samples, coupons and free stuff.
Luckily, they’re accepting new applicants right now. You won’t want to miss this.
Final Thoughts (TL:DR)
Get paid to go grocery shopping – Ibotta
Top up your savings account every shopping trip – Chime
Score gift cards without trying – Survey Junkie
Find where you’re wasting money – InboxDollars
Be rewarded for everyday purchases – Drop
Use free gift cards at your favorite stores – Ipsos i-Say
Discover new products through free samples – Shopper’s Voice®