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Despite what most people think, being a college student doesn’t mean being broke. There are plenty of ways to make and save hundreds of dollars every month without leaving campus. Or even changing out of your pajamas for that matter.
These reliable and legitimate money moves will help get your finances in order, right now.
1. Scan Your Receipts To Save Money
I get paid to go grocery shopping and you can too. Wondering how? With the free Ibotta app.
Just scan your shopping receipt and Ibotta will instantly pay you based on your purchases. I recently got paid 75 cents to buy Milk, $5 for beer and $1 for pasta. How awesome is that?
To sweeten the deal, Ibotta is offering a massive bonus for new college users – a bonus $10 when you scan your first receipt! This one is essential.
2. Invest In Your Favorite Companies With $5
People are always talking about how important it is to invest money, but it can be impossible to know where to start. Plus, it’s not like you have a bunch of money lying around to invest with.
A good place is to start investing in the legal cannabis industry. It’s an industry that is projected to blow up in the next few years with retail sales expected to hit $10 billion this year and $24.5 billion in 2021 per Fortune*
With the micro-investing app Stash you can start investing with as little as $5. It only takes two minutes to sign up and Stash has a curated selection of 200 plus stocks and Exchange Traded Funds to choose from. They’ve made it incredibly easy to get started — including with investing options in the legal cannabis industry.
3. Play Games And Save Money
Who says saving money has to be akin to watching paint dry? The days of yawn-worthy banking are over thanks to the arrival of Long Game, an app that lets you play games, save money and earn cash and crypto rewards. Now you can have fun with your money while it builds into a healthy cushion of cash.
With the Long Game app, your money earns interest and stays safe because it is FDIC insured. Your money is also accessible at any time.
What are you waiting for? Sign-up for Long Game to have fun saving money while building wealth!
4. Find Hidden Charges That Are Draining Your Bank Account
Let’s be honest – you just want some extra cash in your bank account ASAP. Then you need to start using Truebill today. Why? Because Truebill saves users an average of $720 a year by finding and canceling subscriptions you’re paying for but never use. Seriously.
Turns out 84% of Americans who have unwanted subscriptions charging their card every month – the kind where you sign up for a “free trial” (hello Sling TV) then get charged $20 a month forever after.
If you want an extra $60 in your bank account every month, make sure to download Truebill now.
5. Figure Out A Way To Pay For Next Semester
Debt consolidation isn’t as complex as it sounds. All you’re doing is borrowing money at a low-interest rate and using it to pay off high-interest debt. That means your monthly interest repayments go down and there’s only one bill to pay each month. Simple but effective!
If you want to see your how much debt consolidation could save you, check out Credible. Credible lets you find the best online consolidation and refinancing options for free. It takes just a few minutes to see your rates now. The best part? It is completely free to use. No gimmicks, no hidden fees.
It’s perfect for students with a credit score of 660 or above who have credit card debt or car loans.
6. Check Your Credit Score Isn’t Costing You Money
From higher interest rates on student loans to being unable to rent an campus apartment, a bad credit score can end up costing you a lot.
Want to find out your credit score so you can figure out if it is costing you money? Sign-up for Credit Sesame and check your credit score now. It only takes 30 seconds. Credit Sesame will start monitoring your credit score for you so there are no more surprises. It is 100% free to join so you have nothing to lose.
Sign-up for Credit Sesame today and stop letting your credit score cost you money every month.
7. Find A Better Alternative To Credit Cards
One of the biggest mistakes students make is putting purchases that they can’t afford on high interest credit cards. A better option might be to consider a personal loan, that comes with a lower interest rate if you have a credit score over 660.
A great way to find out what kind of loans you might qualify for is via Fiona. Fiona isn’t a lender itself, but rather a technology platform that helps to match people to the loans that are right for them. The best part? It is completely free to use. No gimmicks, no hidden fees. The best deals are for people with a credit score of 660 or above.
The loans offered are between $1,000 and $100,000, lasting between 24 and 84 months. Interest rates start at 4.99% which is much lower than most credit cards.
8. Make Money Shopping For Drinks
Drop is literally the easiest way to make money. With Drop you turn your grocery and alcohol spending into cash rewards.
You don’t need to lift a finger to save either. Get started by signing up here, then just link the debit or credit card(s) you use to shop. That’s really it. You set it up then continue with your normal life. Once you earn points they can be redeemed for awesome stuff like Uber Eats credit and in-store gift cards.
It really pays to join Drop in May, too. Throughout the month, Drop will be giving away one million Drop points (worth $1,000) to a lucky winner. Only new members are eligible so join during May and hopefully win big!
Use the promo code MoneyManual to cash in on 1,000 points right now courtesy of us.
9. Save Money Without Trying
You know that feeling when you find a $5 bill in your back pocket? Imagine that but with $1,000 in your bank account. Digit let’s you do exactly that.
Digit is an app that helps you save money without trying. Unlike other savings apps that make you set a savings schedule (who can commit to that!), Digit analyzes your spending habits then automatically transfers money you don’t need that week to your savings. You create a “savings goal” – Spring Break maybe – and Digit takes care of the rest.
To top it off, your first 30 days of Digit are completely free!
10. Save $329 On Useless Fees
What are you going to do with all this extra cash if you don’t have a savings account yet? Consider joining a 100% free bank like Chime which does more than practically any bank when it comes to helping its customers save.
Unlike traditional banks, Chime operates fully online and doesn’t have any physical branches. That means something amazing, that they are able to offer 100% fee-free banking. Chime’s “Automatic Savings” feature saves you money by rounding up your transactions to the nearest dollar and then transferring the change to your Savings Account. It’s a dead-simple way to save.
You can also get your paycheck two days early when getting paid via direct deposit. If your fridge is bare right before payday, those two days are huge.
Earn money going grocery shopping – Ibotta
Start investing with $5 – Stash
Save $720/year by cutting your expenses – Truebill
Make saving fun – Long Game
Check you’re getting the best student loan rates – Credible
Make money buying drinks – Drop
Find a better alternative to credit cards – Fiona
Automatically save for the end of month without trying – Digit
Open a free bank account and never pay another fee – Chime
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