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Unlock Unbeatable Savings With The Top Cash Back & Coupon Apps Of 2024

Spending

There’s more than one way to earn cash back…

Cash back apps offer a hassle-free way to save money while shopping. There are three types of cash back apps: purchase-based, reward-based, and receipt-based. Each app offers cash or gift cards for both in-person and online shopping. We suggest signing up for multiple apps to maximize your savings.

Save Money & Get Cash Back With These Apps

Our #1 Choice
Best For Earning On Gas Fill Ups
  • Where It Shines: Upside gives up to 25¢/gal cash back at 25K+ gas stations, up to 45% cash back at 1K+ eateries, up to 15% cash back on groceries, and up to 22% cash back at convenience stores. Use the code MONEYMANUAL25 to get $0.25/gal on your first gas purchase with the app.
  • How It Pays: Cash via PayPal, bank transfer or e-gift cards to popular retailers.
  • Average Cash Back Earned: Depends on how often you shop, but Upside says its users earn 2 to 3 times more cash back than with other apps of this kind.
  • Amount To Cash Out: Cash out at any time, but there is a $1 fee for bank transfers less than $10 and PayPal transfers less than $15. Some gift cards have minimum threshold requirements.

Get Started With Upside Now >

Our #1 Choice
Best For Earning Cash In Your Spare Time
  • Where It Shines: Share your opinions with brands looking to improve their products and services and get rewarded for your time in cash and gift cards. Survey Junkie pays out over $1.6 million in cash rewards to members monthly.
    How It Pays: You’ll earn reward points for every completed survey. Points can be redeemed for cash through PayPal or gift cards to Amazon, Visa, Target and other popular retailers.
  • Average Cash Back Earned: Completing four or more surveys a day could earn you as much as $130 a month.
  • Amount To Cash Out: You need at least 500 points, which is equal to $5.

Get Started With Survey Junkie Now >

Our #1 Choice
Best For Earning Hard Cash Toward Future Shopping
  • Where It Shines: Get up to 15% cash back pretty much everywhere you shop online, from Macy’s to Target to Sephora. You can also earn cash for printing and redeeming grocery coupons.
  • How It Pays: Cash via Paypal.
  • Average Cash Back Earned: It depends on how much a person shops online, though there are lots of opportunities to earn cash. When you sign-up, start with an automatic $5 in your account.
  • Amount To Cash Out: $30 (remember, you automatically start with $5 when you sign-up).

Get Started With InboxDollars Now >

Our #1 Choice
Best For Earning Cash Back On Groceries
  • Where It Shines: Swagbucks Magic Receipts is the newest feature of the rewards program, offering members cash back at hundreds of grocery stores across various shopping categories. To earn, snap a photo of your receipt and watch the rewards roll in. New members get a $10 welcome bonus at sign up.
  • How It Pays: Earn reward points called SB that can be redeemed for gift cards to popular retailers, food spots, subscription services, and more — like Amazon, Starbucks, and Hulu — or cash via PayPal.
  • Average Cash Back Earned: How much you earn from each receipt varies, but you can earn a few SB with each one.
  • Amount To Cash Out: You need at least $3 (300 points) to cash out.

Get Started With Swagbucks Now >

Our #1 Choice
Best For Large Cash Rewards
  • Where It Shines: Earn a $750 gift card completing various deals, like trying new apps, signing up for subscriptions, and playing games — all things that are easy and even fun to do. Simply follow the instructions to fulfill the required number of deals to earn your reward.
  • How It Pays: Gift cards from Amazon, Visa, Cash App, Walmart, and more.
  • Amount To Cash Out: You’ll need to earn the full $750 reward to cash out.

Get Started With BonusBucks Now >

Our #1 Choice
Best For Earning Cash Rewards For Everyday App Downloads And Service Sign Ups
  • Where It Shines: Earn cash by trying advertised games, financial services, subscription services, side hustles, completing surveys, and more. Reward amounts range from a few dollars to as much as $100.
  • How It Pays: In hard cash that can be collected through a linked PayPal account.
  • Average Cash Back Earned: Kashkick says members can earn an average of $100 a week trying different offers.
  • Amount To Cash Out: You need to have at least $10 in your account before you can cash out.

Get Started With KashKick Now >

Our #1 Choice
Best For…Get Paid $50+ A Month To Test Apps, Play Games, And Take Surveys
  • Where It Shines: With this awesome rewards platform having fun means making money. Play games, test apps, take surveys, and explore new products – games are the crowd favorite.
  • How It Pays: Earn points that can be redeemed for cash via PayPal or gift cards from Amazon, Visa, Walmart, and Spotify — PayPal and Visa gift card redemptions are eligible for a 2-4% bonus.
  • Average Cash Back Earned: Scrambly reports users can earn anywhere between $50 to $500 per month.
  • Amount To Cash Out: All you need is $1 (1,000 points) and all cash-outs are instant.

Get Started With Scrambly Now >

Tips & Tricks For Getting The Most Cash Back When You Shop Online

1. Double Or Even Triple Up On Apps

One of the biggest mistakes that people make when using these cash back apps is just using one. A lot of these apps can actually be used in tandem. For instance, use a Chrome extension to find promo codes while also using a cash back app at the same time. A lot of the cash back apps offer different amounts of cash back at different retailers so it’s also important to check out several in order to optimize your cash back.

2. Sign-Up On Retailers’ Sites Using Multiple Emails

Lots of retailers dole out promo codes to first-time shoppers usually by way of having them sign up for their newsletter. Take advantage of that code — which can you use on the stuff that never goes on sale. And really take advantage of that code by signing up via multiple emails.

3. Shop Online — But Don’t Actually Checkout — Leave Stuff In Your Cart

This doesn’t work at every retailer, but it works at a lot of them — add what you want to purchase into your online shopping cart and then step away and don’t actually buy anything. A lot of times you’ll wake up the next day with a promo code in your email. Retailers like DICK’S Sporting Goods, Bed Bath & Beyond, Bass Pro Shops, Office Max and Williams Sonoma are all rumored to do this.

4. Make It A Habit To Compare Prices

Is there anything worse than buying something one day and then watching the price drop the next day? If you are waiting for the price to drop on something set a Google Alert for a price you would be willing to pay, wait, and cross your fingers. Then just wait for Google to email you.

5. Sign-Up For Store Loyalty Programs

Look for loyalty programs that are free and sign-up. It takes forever to accumulate points for the most part, but you might as well just sign-up and start accumulating them.