7 Debt-Beating Hacks To Pay Down $10K Or More
By The Money Manual 
Debt is a difficult burden to bear, and when you’re staring down the barrel of a $10,000 plus balance, it can feel like you’re stuck in quicksand, sinking deeper and deeper with every passing day. Because it’s not just the amount of money you owe that’s the problem. It’s the pesky interest that keeps piling onto it, keeping you from making any real headway.
But as hopeless as it may feel, we promise it’s not. Below are some practical tips to help you pay off that debt faster, so you can finally breathe a sigh of relief and get back to living your life.
Get Up To $500 Whenever You Need It — No Credit Check Or Delays
In need of some extra cash to get you through a tough spot? We’ve all been there, and sometimes all you need is just a few extra hundred dollars to hold you over until your next paycheck.
When the going gets tough and money is tight, the app Dave is always there to help. Dave offers quick relief with cash advances up to $500 without all the complexities of a traditional bank loan. There are no credit checks, interest charges, or late fees, and it offers fast deposits — I’m talking in as little as a few minutes.
Getting an ExtraCash™ advance from Dave is simple:
- Link your bank account, answer a few questions, and Dave will confirm your eligibility and borrowing limit.
- Choose the desired amount within your limit and submit your request.
- Get your advance instantly with a Dave Spending Account, pay a small fee for an external debit card transfer, or receive it free within one to three days to an external bank account.
- Dave provides a settlement date, typically your next payday or the nearest Friday after taking the advance, to repay the borrowed amount.
- Once the borrowed amount is repaid, the cool-off period ends, allowing you to borrow again.
If you don’t end up spending all of the money you borrowed, you can transfer it over to your ExtraCash™ account, reducing the amount you’ll have to pay back next time.
If you’re looking for a more steady way to boost your income, check out Dave’s side hustle listings. You can explore and apply for local and flexible jobs, including paid survey opportunities, from its network of partners. Since launching this feature in 2019, Dave has connected thousands of members with profitable gigs that have earned them millions.
Whether you need help covering bills, money for groceries, or better earning opportunities, Dave’s got you covered.
Apply for a cash advanceDon’t Let Your Electricity Bill Drain Your Wallet
Tired of your electric bill creeping up every month despite your best efforts? We’ll let you in on a simple hack that can help: Arbor. It’s a company that helps you lower your electric bill on an ongoing basis. On average, homeowners and renters save $544 a year through this company.
Using Arbor is simple:
- Link your electric account or upload your most recent bill.
- Arbor will keep an eye out for opportunities to reduce your rate.
- When a lower rate is available, Arbor will secure it for your next billing cycle and send you an alert with details about your new rate, its duration time, and the supplier.
That’s it. You don’t have to change your utility provider, and there won’t be any interruption or reliability in your service. It’s easy savings in a few clicks. The best part? This service is free.
Lower your energy bill
