49 Top Ways to Earn Extra Money, Save Money, Invest Money and More…
By The Money Manual Earning extra cash from home (or while you roam) on your smartphone has many benefits.
Here we’ll show you how to combine basic savings, like cutting subscriptions, with earning money.
And if debts are eating or stopping your savings, we’ll deal with that, too.
Along with credit management, easy ways to get started investing, insurance, healthcare and more.
Check it out.
Your Real (Estate) Investment Solution? Let’s Check…
Real estate investments can provide a consistent source of income at a much faster rate than stocks and bonds. With Fundrise, you can enter this lucrative market without buying properties or becoming a landlord.
Fundrise enables you to join Fundrise-directed plans across real estate, venture capital and private credit, or to build a custom plan through Fundrise Pro, which allows you to:
• Control and shape your portfolio exactly as you wish
• Pick the exact allocation across any number of available funds
• Update your plan as your financial goals change
• Switch easily between custom and Fundrise-directed plans
So you choose your own level of day-to-day management, while online access to your investments couldn’t be simpler either way.
And Fundrise accepts clients regardless of annual income or net worth, with starter investments as low as $10 for general investing and $10/month for Fundrise Pro membership.
According to Business Insider: “Fundrise is among the best real estate investing apps for beginners and non-accredited investors…” and it enjoys an A+ rating with the Better Business Bureau.
This is a testimonial in partnership with Fundrise. We earn a commission from partner links on The Money Manual. All opinions are our own.
Good Karma for Your Credit? Let’s Check It
Checking it is the key phrase here, no matter how you feel about karma.
Free signup with no credit card info is your starting point to Credit Karma 24/7 free access to your credit scores, reports and much more, including:
- Updates and ways to focus your financial future
- Credit card, loan and insurance offers tailored to you
- In many cases, view your approval odds before applying
- Product approval comes with a small commission—WIN-WIN
In the wildly competitive financial space, it’s not easy to really know which offer is best for you. Credit Karma shuts down the noise to focus on your best financial offers.
Credit Karma covers a broad range of financial needs, such as:
- Credit cards and loans
- Paying down debt
- Asset tracking and financial growth
- Checking and savings
- Auto insurance
- Tax
- And more
And it comes with a 4.7 Star-rating based on 2.87 million reviews and over 10M downloads on Google Play.
Could be a WIN-WIN…
Check out Credit Karma here.
Can Free Time Really Become Up To $1,000 per Month?
Want to earn up to $1,000 this month? Some claim that can happen here. Others offer a more conservative but consistent $100 per month.
We do know that Freecash has paid out over $45 million to users since 2019.
Apart from earning pay for surveys, you can grab free cash by:
- Playing games
- Completing tasks
- Choose your fun and…
- Reach Level 2 for fast cashout
- After earning only $2 (2,000 points).
And you’ve started the Ka-Ching! thing.
Cashout in cash via PayPal or convert into gift cards from Visa, Amazon and more.
Is It Legit?
Yes! Freecash has a 4.2 Star-rating on Google Play based on 69.4K reviews and has 5M+ downloads.
Check out Freecash here.
Powerhouse AI for Your Budgeting and Savings Needs?
Struggling to stick to your budget and meet your savings goals?
Everyone goes through this kind of money slump, so the question is: how do you get out of it?
Cleo is an AI-powered app focused entirely on your budgeting and savings needs that’s this simple:
- Talk to Cleo about your income, bills and other regular expenses
- She’ll analyze that info to create a personalized budget
- with categories you create as needed
- Set saving goals and get help reaching them with hacks and autosave features
Want to keep your trips to Starbucks in check? Set a weekly budget and Cleo will update you throughout the week, telling you how much you have to spend.
Want to buy something but need to make sure it won’t affect another part of your budget?
Ask Cleo, “Can I afford this?” and she’ll tell you.
One of our favorite features is Cleo’s Roast Mode. That’s right, Cleo will drag you for spending when you know you should be saving!
It’s like asking your friend, “Hey, should I buy this?” – and being shut down with a reminder that you’re no Bill Gates (at least not yet).
Cleo’s jokes are always fun and there will be memes involved (Cleo comes with multiple personality modes).
So if you want to reach your financial goals and have fun while doing it, this could be a perfect fit for you.
The Money Manual Top Tips
Saving money and making money are basically the same thing. That’s why we usually provide options to do both. “A penny saved is a penny earned” and all that.
The most common advice for saving:
Look at unneeded subscriptions and cancel them!
While this is good advice, it calls for sacrifice. That’s why The Money Manual provides options for free apps that pay you to use them. Like this…
Turn Playtime into Pay time
Download and try the pay-for-play apps you like most.
Why? Having multiple apps can optimize your income.
And you can save money by cutting back on subscriptions.
The days of paying for your entertainment are long gone, so watch out for new offers coming through on your free apps that pay more.
When you play your favorite games you’ll get better, too.
Save Money to Make Money
The smart way to start saving money simply is to set a budget.
This helps you track your income and expenses, ensuring you spend within your means. By identifying unnecessary expenses, you can cut back and allocate more funds to your savings.
Another important method is to set specific financial goals. Whether it’s saving for an emergency fund, a vacation, or a big purchase, having clear objectives can motivate you to save consistently.
Automating your savings can also make a big difference. By setting up automatic transfers from your checking account to your savings account, you ensure that a portion of your income is saved without you having to think about it.
Additionally, taking advantage of high-yield savings accounts or other interest-bearing accounts can help your money grow over time.
Lastly, minimizing debt is crucial. Paying off high-interest debts quickly and avoiding new debt can free up more money to save and invest.
Saving in a Nutshell
- Set a budget: Track your income and expenses, then cut back.
- Don’t sacrifice: Find the best free ways to make money during downtime.
- Define financial goals: Establish specific savings targets.
- Automate savings: Set up automatic transfers.
- Use high-yield savings accounts: Shop around for great deals.
- Minimize debt: Pay off high-interest debts first and avoid new debt.
OK, it’s playtime!
