48 Insanely Easy Ways To Make Money

Woman Holding Several 100 Dollar bills to Her Nose
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Who isn’t looking for ways to get cash? From the easy ways to make money – think things you can do on your couch whenever you’re free – too weird but lucrative things you might never have thought of, to ways to get legit full-time jobs in 15 minutes, this list is exhaustive, with something for everyone. Now get out there, and get some cash!

Get $750 Deposited Into Your Cash App Account By Doing This

Right now, a rewards program called Flash Rewards has a limited-time promo going on with Cash App to give away $750. How does Flash Rewards work? It pays people cash for completing “deals,” which can include doing things like playing games, trying apps, and signing up for subscriptions. All pretty easy stuff.

To get $750 deposited into your Cash App account, follow these steps:

  1. Complete the sign up process and explore available deals
  2. Follow the instructions on completing the specific number of deals for each level and get to Level 5 to get the maximum reward!
  3. Once completed, claim your earnings and get your Cash App reward in a week

There are plenty of deals to try — some are free trials or app downloads, others require a purchase!

Get $750 in you Cash App account

Improve Your Credit Score With This App And Save Yourself A Ton of Money In The Future

Opening a new line of credit (and making on-time payments) is one of the best ways to improve or build your credit score. However, with a low score or no credit history, it can be hard to open an account without having hefty fees and a high interest rate attached to it.

Kikoff is a credit-building app that helps people improve their credit scores quickly without having to jump through the hoops that other lenders make just so you can open a line of credit.

Here’s how it works:

With all of this, Kikoff gives you a boost in three of five areas that determine your credit score: Payment history, credit utilization and account age.

Each on-time Kikoff payment you make helps boost your payment history, its $5/month payment on a $750 credit line provides low credit line utilization, and because Kikoff Credit Accounts don’t expire, you can keep it open for as long as you like, which will increase your average account age.

Apply for a Kikoff Credit account
Kikoff is not available in Delaware, Nevada or Indiana.

Get Access To Large Amounts Of Cash Without Taking A Loan

If you need cash the prospect of taking out a traditional loan with a high interest rate can seem really daunting.

If you own a home, there is another option — a home equity investment.

Not to be confused with a home equity loan — which you have to make monthly payments on — the company Hometap will invest in your home giving you a lump sum of money in exchange for a share of its future value.

Here’s exactly how it works:

  • Request an investment via Hometap (up to 30% of your home’s value or $300,000 max)
  • If Hometap agrees to take a stake in your home it will send you the money
  • Once you have the money do whatever you need to do with it

When you ultimately sell your home, Hometap gets an agreed up percentage of your home’s value (and don’t worry if the value of your home goes down Hometap will actually share in the depreciation, so no need to worry about being penalized).

Consider Hometap today to get cash without taking on debt

Got Empty Storage Space You’re Not Using? Earn $150+/Month In Passive Income With It

Have a spare room that’s not getting any use? A garage or driveway with more space than you need? Well, with the app Neighbor, you can turn your unused storage space — whatever it is, no matter the size — into a source of monthly income.

Neighbor is a peer-to-peer storage marketplace that connects people with unused space to people in their area in need of storage. Other types of storage space that can be listed for rent through the app include RV and boat pads, basements, attics, closets, self-storage units, backyard sheds and more. Hosts on the platform can earn $150 a month renting out their empty storage space with some earning a lot more. One host, Julz Maleno, has made more than $26,000 renting a large area of vacant land on her property as parking area for various vehicles.*

You can get started as a host with Neighbor in three easy steps:

  1. Tell the app about your available storage spaces – you can list a portion of space to entire rooms — and your desired price
  2. Review renter requests, including what they want to use the space for and for how long
  3. Once you find your ideal renter, schedule a time for them to drop off their items or vehicle.
  4. Bonus step – sit back, relax, and let your space earn you money.

Neighbor handles collecting rental payments for you, automatically depositing your earnings into your provided account each month. If a renter skips out on a payment, the app will even cover the rent. On top of that, every host gets $1 million in free liability coverage.

So what are you waiting for? List your space on Neighbor today so you can start earning passive income with it.

Get paid to store things
https://www.businessinsider.com/side-hustle-income-from-storage-space-yard-rental-app-2022-5

Here’s How To Get A $25 Gift Card This Week

Looking for an easy way to make a couple of bucks? Well, how does $25 sound? Right now, a rewards program called Bonus Bucks has a limited-time promo going on for a $25 giveaway.

Bonus Bucks pays people cash for completing “deals,” which can include doing things like playing games, trying apps, and signing up for subscriptions. All pretty easy stuff.

To get $25 Gift Card, follow these steps:

  1. Complete the sign-up process and explore available deals
  2. Follow the instructions for completing the required number of deals to qualify for the $25 gift card
  3. Once completed, start the reward claims process and get your gift card in about a week — you can choose between an Amazon, Visa, Walmart or Cash App gift card

There are plenty of deals to try — some are free trials or app downloads; others require a purchase!

Get your $25 Gift Card

Borrow Up to $100k And Crush Those Big Financial Goals

When it comes to raising the funds needed for some of life’s bigger moments — like buying a car or starting a business — a loan can be the best way to do that. With the online financial marketplace Credible, you can compare and shop loans from multiple lenders in one place.

Here’s how it works:

  • Take a two-minute questionnaire about your needs
  • Credible will come back with a list of loan offers you prequalify for
  • Compare rates, pick the loan with the terms you like best and apply for it through Credible
  • If approved, you’ll get access to your funds in a few days

Credible offers loans ranging between $600 and $100,000, with rates starting at 3.99%. If you have a credit score of 600 or higher, you’re more likely to qualify for low rates.

Credible is 100% free and it won’t impact your credit score.*

Use Credible to get a loan quickly
*Requesting prequalified rates on Credible is free and doesn’t affect your credit score. However, applying for or closing a loan will involve a hard credit pull that impacts your credit score and closing a loan will result in costs to you. 

Find A High-Yield Savings Account That Will Grow Your Money Faster

If you’re like most people, you still have the savings account that you opened when you first started earning money. But as you’ve probably come to learn, when it comes to saving money, there’s no one-size-fits-all solution. The right savings account for you will depend on your specific financial goals, and it might even turn out your different goals require different accounts. That’s where SaveBetter comes in.

SaveBetter is an online marketplace for savings accounts. Offering a curated selection from various U.S. banks and other financial institutions, you can shop around, compare rates and terms, and can even create the perfect bundle of saving products for your unique needs. With SaveBetter, you can apply for multiple accounts using a single enrollment (charging no fees) and can manage them all in one place through SaveBetter. Each month, you’ll receive a single statement showing balances, and interest earned across all your savings accounts.

So, what kind of savings products will you find?

  • High-yield savings accounts
  • High-yield money market deposit accounts
  • Fixed-term certificates of deposit
  • No penalty certificates of deposit

You are unique and so are your savings goals. Find the right account to help you meet them with help from SaveBetter.

Shop savings accounts with SaveBetter

Take Advantage Of This Completely Free Financial Help

If you really want to start making some big money moves, the first thing you have to do is master your finances. While you can’t become a money whiz overnight, signing up for Money Scoop can get you there pretty quickly.

It’s a twice-weekly personal finance newsletter that helps people become smarter with their money. You’ll get tips on:

  • Investments that can help you build long-term wealth
  • How to maximize your tax returns
  • How to manage your everyday expenses
  • Strategies for meeting saving goals
  • How to prepare for retirement

Money Scoop is made by the creators of the popular daily tech and business newsletter Morning Brew, which has more than 3 million subscribers.

Subscribe to Money Scoop here

Get Paid To Give Opinions About Products

We all have opinions on products, but what if we could actually get paid to give them?

Product Report Card allows people to be thought leaders and influence various companies on their products and services by having them share their opinions. It offers surveys that pay up to $5 each and more than 30 free product testing opportunities every month.

Yeah, you are going to want to try this. Here’s how to get started:

  • Go to the product Report Card website, take a brief welcome survey and enter your email address – you’ll earn your first $5 reward immediately
  • The survey is used to match you with paid survey and product testing opportunities – the more info you provide, the more paid opportunities you’ll get matched with
  • Collect your earnings as Amazon gift cards – a few select activities pay between $100 to $500 and for those, you’ll receive your money via Visa gift cards or mailed check

Since 2012, Product Report Card has amassed more than 2 million members (that’s about the population of Nebraska) and has paid out more than $14 million dollars.

Sign up today and start earning

Diversify How You Make Money With Real Estate

Real estate investments can provide you with a consistent source of income through rent payments at a much faster rate than stocks and bonds, and at less risk to you.

While most of us can’t afford to buy rental properties outright, you can start buying partial shares in real estate through a platform called Fundrise with as little as $10.

This private real estate investing platform has five portfolios for members to choose from. The starter portfolio has a $10 deposit minimum and deposited cash is invested entirely in Fundrise’s Flagship Fund.

Dividends from properties you’ve invested in are paid out quarterly, while the properties themselves appreciate in value over time. In 2021, the average annual return for investors on the platform was 22.99%.

Add more money to your portfolio as time goes on to increase your returns and Fundrise takes care of the rest. It will add new properties to your portfolio over time, making your diversified portfolio stronger year after year.

If you want to dip your toe into real estate investing, Fundrise is one of the best ways to do it.

Start investing in real estate with just $10

The Ultimate App To Help You Save Hundreds Of Dollars On Your Bills

So your finances aren’t where you want them to be and you’ve tried every method you can think of? If you haven’t had any success getting control of your finances on your own, you absolutely need to download Hiatus, an award-winning app designed to help you improve your overall financial health. 

How exactly did Hiatus do this? First, you have to link your bank account to the app, then the magic happens. 

  • Get an overview of your regular expenses, including current subscriptions (even the ones you’ve forgotten about), bills and utilities — cancel old and unwanted subscriptions through the app 
  • Use it to monitor your bills and upcoming renewals and get alerts for rate changes 
  • Track your expenses, set budgets for various spending categories and get overdraft alerts 

Launched in 2016, Hiatus already has more than 1 million people using it to improve their finances. 

Download Hiatus today and take control of your finances

This Is Your Free Personal Guide To Making More Money in Business And Investing

Looking to make strides with your finances by picking up some business tips or adding investing to the mix but don’t know where to start? Two words: Morning Brew.

This newsletter is used by more than 3 million people to get the latest news on the stock market, world business and the tech industry delivered via email in a fun, five-minute read every day. It’s nothing like the boring and entirely too long business briefs you see in traditional business newspapers or magazines like the Wall Street Journal or Bloomberg, either.

The best part? Morning Brew will tell you everything you need to know for free.

Subscribe to Morning Brew

There’s No Limit To How Much You Can Earn Taking Paid Surveys With This Company

MyPoints has thousands of paid surveys members can access and there is no cap on how many surveys you can take or points you can earn in a day. So as long as there are surveys available, you can keep earning. Unlike some other market research companies, if you don’t qualify to take a particular MyPoints survey, you still get points for your attempt.

You can earn even more points by shopping online through MyPoints at any of its more than 2,000 partnering retailers — you can get up to 40% back via reward points. You only need 700 points ($5) to cash out and can redeem your points for cash via PayPal, gift cards to Amazon, Walmart, Target, Sephora, Groupon, Kohl’s and more, and even travel miles for United MileagePlus accounts.

Sign up today and get a $10 Amazon or Visa gift card as a welcome bonus — you choose.

Get Up To $300 In Free Stock When You Start Using This App

Public is an app that lets you invest fee-free without account minimums, as well as  connect with other investors to exchange ideas and learn from each others trades and investments.

Just some of the things we are obsessed with from this app:

  • Invest in stocks and exchange traded funds (ETFs) with as little as $5 thanks to fractional shares (less than whole shares, making them cheaper to buy)
  • Trade commission-free and no account minimums
  • Follow other investors on the platform and see what they are buying
  • Chat with other users, including subject matter experts

When you sign up for Public and make a deposit, you’ll get up to $300 in free stock to get you started.

Download Public now to get up to $300 in free stock

Earn An Average Of $240/Year From Groceries

Want to save money on groceries and other items you are already buying? Download Ibotta — the free app helping its members earn an average of $240 a year in cash back on their shopping. Ibotta has cash back deals available for 2,000+ retailers, like Amazon, Costco, Walmart, Target and Whole Foods.

To use it and save:

  • Before you go shopping, browse available cash back offers and select the ones you want to redeem
  • Shop online through the app or in-store
  • To earn, upload a receipt or shop with a linked store loyalty card, or linked credit/debit card
  • Ibotta scans your physical and digital receipts, matching your purchases to the qualifying cash back offers you selected

When you download Ibotta today, you’ll earn 100% cash back on your first purchase (at select retailers).

Get cash back on groceries with Ibotta

Save Up To $400 Plus A Year On Your Annual Car Insurance Bill In Minutes

Your life and finances change over time, so, every once in a while, it makes sense to review how you’re spending your money. A good place to start? Your car insurance. Most Americans stay with the same car insurance company for years and years, but according to experts, comparison shopping can save up to $400 plus on your annual bill.

With the online insurance comparison tool, The Zebra, you can check your current policy against rates from more than 100 car insurance providers, including industry leaders, in five minutes. Just answer a few questions about yourself, and The Zebra will analyze your responses to pop out a list of options. Compare them and if you find a cheaper policy with terms you like, switch then and there with the help of an insurance agent. The Zebra helps its customers save up to $400 plus annually. That’s a decent chunk of change.

The Zebra is free to use, so there’s nothing to lose, except maybe a few hundred dollars from your car insurance bill.

Compare car insurance rates with The Zebra

Sell, Trade Or Buy A Car From The Comfort Of Your Home

Trying to buy a used car, sell one or both? If you haven’t had any luck doing it on your own, Carvana can help. It’s an online platform that makes it easy to sell, trade in and buy cars, and it even offers car financing if you need it.

If you’re looking to sell or trade in, just follow these simple steps:

  1. Create an account, then provide details about your vehicle
    In just 2 minutes, you’ll get a real, firm offer for it
  2. If you like the offer, accept it and Carvana will come and pick up your vehicle
  3. Your vehicle will receive a quick review and then you’ll either get a check or your new car delivered to you

If you’re looking to buy, you can filter your car search by payment and price, make and model, body type, year and mileage, and more. And if you need help figuring out the best car for your lifestyle, Carvana even has a questionnaire you can fill out to put you on the right path.

Carvana has purchased more than 500,000 cars from customers and helps save buyers an average of $1,500 per purchase, so it’s no wonder that it’s got a 4.9-star rating resulting from 48,000 plus reviews.

Sell, trade in or buy a car easily with Carvana

Become A Real Estate Investor With Just $10

Real estate is one of the best set-it-and-forget-it investments a person can make, but considering how costly it is to get into, most people just can’t.

HappyNest is changing that. It allows you to start investing in high-quality commercial real estate rented by fortune 100 tenants like CVS and FedEx starting at just $10.

  • Properties earn an average of 6% annual return on money invested – a very solid return in line with the average return of the S&P 500 index.
  • Cash dividends from rent payments are paid out quarterly – so you’ll be pretty quickly earning income. And planned rent increases ensure that income from properties your invested in will grow.
  • And don’t worry if investing in real estate feels like a scary thing – HappyNest provides an experienced management team, with no broker commissions or monthly user fees
Signing up takes just 2 minutes, get started now

You Might Have Thousands Of Dollars In Retirement Money That You’ve Forgotten About

As of the end of 2021, there were nearly 25 million forgotten 401k accounts worth close to $3 trillion.* That’s money people have worked hard to earn and save, just sitting unclaimed, and likely untouched, still growing in value.

So what should you do if one these accounts is yours? We suggest going to Capitalize for help. It’s a free service that helps people locate, retrieve and rollover your old employer 401ks (traditional and Roth) into IRAs. Here’s how it works:

  • Tell them where your 401k is – if you aren’t sure, just provide the name of your old employer and they’ll track it down
  • They’ll help you compare IRA options from leading providers so you can pick the best IRA for your needs
  • They’ll manage the rollover process of moving your funds from start to finish

This means no spending hours on the phone going back and forth with your old employer or old 401k provider. Capitalize handles it all for free! Just had to say it again.

How good is capitalize at what it does? Well, its 4.9-star rating from Trustpilot resulting from nearly 400 reviews says it all.

Roll over your 401k with help from Capitalize
* https://www.hicapitalize.com/resources/the-true-cost-of-forgotten-401ks/ 

Get Massive Amounts Of Cash Back On Your Every Day Spending

With every day things getting more and more expensive like groceries and gas you are going to want to make sure you are getting cash back on literally everything you buy these days. 

With Upside you can get real cash back (not reward points) on your spending like gas, groceries and dining. There’s no limit to how much you can earn with this app. Browse cash back offers and claim the ones you want to use to make sure you get the most out of your spending and even use them alongside other coupons, discounts and loyalty programs. Earn up to 25 cents/gallon at 25,000+ gas stations across the U.S., up to 45% cash back at 1,000+ eateries, up to 15% cash back on groceries, and up to 22% cash back at convenience stores. Users say they earn 3 times more cash back using this app than any other of its kind.  

You’ve got to take advantage of Upside now

Save Thousands In Interest On Your Credit Card Debt

If you have multiple high-interest credit card balances, the Tally app, can help make managing multiple payments easier and help you pay down your debt faster. Here’s how it works:

  1. Securely add your cards to your Tally account and you can use Tally to execute automatic payments on your cards for you, and the app will also send you reminders for upcoming payments
  2. Tally also offers low-interest lines of credit — it has variable rates as low as 11.99% — which it will check to see if you qualify for using a soft credit pull, so it won’t impact your score
  3. If you are offered a low-interest credit line and choose to accept it, Tally will immediately pay off the debt across your high-interest credit cards
  4. After that, pay Tally back via a single monthly payment and a lower interest rate

Tally members save thousands in interest over the lifetime of their credit card debt and you typically only need a FICO score of 580 for approval.

Tally has three membership subscriptions: Tally (app access only for $4.99/month), Tally Basic (app, plus a line of credit) and Tally+ (which additionally comes with access to a larger a line of credit, plus discount credits for $25/month to be pre-paid from a member’s line of credit).

Pay off high-interest credit card debt fast with Tally

Start Earning Passive Income With A Free $10

Investing is a great way to passively earn extra cash. You make some initial investment choices, and then sit back and watch your wealth build over time. Take Tesla stock for example. If you had invested at the start of 2021, you would have had a 64% return on your money by January 2022.

Where you choose to invest is just as important as the assets you choose to invest in, and that’s why we recommend Stash. This app has more than 4,000 stocks and exchange-traded funds (ETFs) — which are essentially a collection of stocks — for you to choose from to build your portfolio with. And the best part is you can start investing with this Stash in minutes, with as little as $1 thanks to the app’s fractional share offerings.

Stash is even giving away a $10 bonus after new members deposit $5 into their portfolio.

Sign up for Stash and get $10
Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures. 

Limited Or No Credit History? You Can Still Enjoy Cash Back Reward Cards With This Bank

Looking for a bank that truly understands the needs of the modern, global citizen? With Sable, everyone in the U.S., including non-citizens (with passports and Visas), can access comprehensive (and fee-free) banking services. From debit cards that earn cash back to credit building assistance, Sable has you covered.

The Sable ONE Credit Card, which earns unlimited 2% cash back at popular brands – like Amazon, Hulu, Whole Foods and Uber – is available to any account holder to apply for without credit history once their account has been opened for four months and has a 98% approval rate. Payments made on it get reported to all the credit bureaus to help you build credit quickly and you can track changes to your credit score through the app. Sable’s debit card also earns unlimited 1% cash back at all the same brands, so you earn rewards no matter what card you use. At the end of your first year, you get double the cash back you earned as a bonus.

And thanks to Sable’s extensive network of international bank partners, you can easily send money around the world to accounts in more than 55 countries at cheap rates.

Looking for a better way to bank? Sable is it.

Open an account with Sable

This App Wants To Save Everyone Up To $270/Month

If at the end of most months you find yourself wondering where your money went, Truebill can help you find out and instantly save you hundreds in the process.

When you link your bank account to the app, it will give you an instant summary of all your subscriptions (including old and forgotten ones you probably have), recurring bills and frequent charges. Subscriptions alone cost Americans an average of $270 a month — that’s a lot of potential savings.

  • See a subscription that’s not worth keeping and cancel it directly through the app with the click of a button
  • Group frequent charges into categories, set budgets for them, and Truebill will track your spending and tell you how much per day you can afford to spend
  • Set savings goals and Truebill will analyze your linked accounts to determine the optimal time to save money towards them, making automatic deposits

From saving more to spending less to seeing exactly where your money is going day to day, Truebill will work to help you manage your money better.

Lower your monthly bills with help from Truebill

$3 Million In Life Insurance For A Few Dollars A Month? It’s Possible

Life insurance is an affordable and dependable way to make sure your family is provided for, no matter what happens. 

Ladder makes it easy to get flexible and affordable life insurance policies that you can adjust as your financial obligations change over time. For example, if you’re expecting a child, buying a house or retiring soon. 

Here’s how easy it is to get covered: 

Go through their answer a quick online questionnaire about your situation in under 5 minutes (no medical exam required for coverage up to $3M) 

Get an instant decision – no sales calls, no waiting period, no shenanigans. 

Ladder offers terms of 10, 15, 20, 25 and 30-year terms, with coverage ranging between $100,000 and $8 million. It has a price lock guarantee so your premium doesn’t go up as you age or if there are any changes to your health. 

Get coverage with Ladder now

This App Will Invest Your Spare Change In Stock

We have trick that helps people invest their spare change from purchases: an app called Acorns. It also allows its users to invest the cash back they receive when they shop online.

A lot of companies provide the opportunity to get cash back when you shop online, but Acorns is doing things a little bit differently.

  • Shop at over 350 brands like Airbnb, Apple, Macy’s, Sephora and so many more through the Acorns app, or install the app’s Chrome extension
  • Instead of getting cash back (what most companies provide), take various offers like invest 10% of a purchase at Nike, or a food order at Uber Eats, or one of the many others
  • That money then get’s put in your Acorns investment account to grow

Start investing with the cash back from shopping today

Your Bank Is Probably Costing You $329 A Year — Put That $$$ Back In Your Wallet

The funny thing about banks is that they’re meant to be a place where your money is kept safe for you. But so many traditional banks end up charging all kinds of account fees that can eat away at your money slowly. While you lose hundreds to banking fees every year, big banks make billions off of them. That’s why mobile banks like Chime have become so popular.

When you bank with Chime, you can keep more of your money yours by way of little to no fees, plus a couple of other perks that will come in handy.

  • Chime accounts have no minimum balance fees, monthly fees or foreign transaction fees
  • It has more than 38,000 fee-free ATMs via Visa Plus Alliance and MoneyPass
  • Overdraft coverage up to $100
  • Access to your paycheck up to 2 days early when you set up direct deposit
  • Its savings account has automatic round ups so you can save money towards your savings goals faster whenever you spend using your Chime debit card.

Stop getting ripped off by your bank. Switch to Chime to keep your money yours.

We’ve Found A Legit High-Paying Side Gig

If you’re looking for an easy-going side gig with steady pay and flexibility, DoorDash is an option you should definitely look into.

DoorDash is an on-demand delivery service that contracts people to deliver orders right to a customer’s doorsteps. Deliver food as a “Dasher” via car, bike, scooter or motorcycle on your own time and make anywhere between $10 and $25 an hour(depending on location). You’ll get your money direct deposited into your bank account every week and can track your earnings through the app.

Unlike services like Uber or Lyft that limit you to only working in the state your vehicle is registered in, you can make deliveries anywhere DoorDash is available. So no matter where you go, if you’re in need of some extra spending money, you can just pull out your phone, open the DoorDash app and start taking orders.

Apply today and start earning money within a week

Earn Up To 10% Cash Back Shopping From The Brands You Have Investments In (Ahem, Amazon)

There are lot’s of credit cards that provide cash back, but M1 is doing things differently. It’s a rewards card with a great cash back up offering, but it also has an investment component to it.

When you use it you’ll earn 1.5% cash on all of your purchases with the opportunity to earn up to 10% cash back when shopping at brands you holds investments in for an eligible M1 investment portfolio. You’ll also earn extra cash back at more than 70 popular brands like Amazon, Walmart, and Starbucks.

Then using M1 automation, you can reinvest your rewards in your portfolio to grow wealth for the long term.

Earn a $300 bonus when you spend $4,000 with the Owner’s Rewards Card in your first 90 days.

The card has a $95 annual fee. If you are a M1 Plus member, the annual fee is waived.

Get started with the Owner’s Rewards Card now
*M1 Owner’s Rewards Card by M1 Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Not available for US territory residents. Review card disclosures for more details.
Not available for US territory residents. Owner’s Rewards Card by M1 is Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC

Watch Too Many Cat Videos? Now Get Paid For It

Obsessed with watching trending dance challenges, goofy pets, pranks, and tutorials? Then you’re going to want to download Swagbucks. You could make an extra $100 a month watching videos with this app.

Once you sign up for a Swagbucks account, you’ll be presented with a variety of videos to watch each day. Watch the ones you want, rate them afterward and earn reward points called SB. Redeem them for gift cards from Amazon, Visa, Target, Walmart, Apple and hundreds more retailers. If you prefer cash, you can collect your earnings via PayPal.

Swagbucks has been around since 2008 and has paid out more than $647 million to its members to date. In a Penny Hoarder article*, one Swagbucks member said that she earned $1,200 in Amazon gift cards in a single year.

Get up to $11 in sign up bonuses

*https://www.thepennyhoarder.com/make-money/is-swagbucks-worth-it

Get Up To $225/Month Via PayPal Just For Watching Videos

With an A rating from the Better Business Bureau and plenty of great reviews on Trustpilot, InboxDollars is a trusted paid survey site for a reason. To date, it has paid its members more than $80 million in cash.

Getting started with InboxDollars is easy:

  • Download the app and sign up with your email address
  • Take surveys starting at 3 minutes long and earn up to $20 (via reward points) per survey
  • You can also earn money shopping through the app, watching videos, playing games and more
  • You’ll need to earn at least $15 for your first cash out, and only $10 every time after that. You can get your money via check, PayPal or via gift cards to a ton of different retailers like Amazon and Target. Just for doing this you can earn up to $225 a month, too.
Get a $5 bonus at sign up

Here’s How To Save $548/Year On Your Home & Auto Insurance

It’s a well-known fact that bundling home and auto insurance can save you a lot of money. In fact, consumers can save an average of 17% on their premiums by doing so, according to Insurance.com. But for a lot of traditional insurance providers, the bundling process is long and complicated.

With Branch, you can a quote in just a few seconds, full coverage in a matter of minutes, and on top of that, its customers save an average of $548 a year. Here’s how it works:

  1. To get a quote, just provide your name and address (sometimes more info is needed, but it will be quick)
  2. Review and customize your policy as needed before purchasing
  3. Monitor your account and file claims instantly through the Branch app or website

You can personalize your policy according to your lifestyle needs. Add umbrella coverage for overall extra protection if you have a lot of assets, list out specific valuables you want to be noted, add coverage for any home or room renting you may do, and even extended coverage for ride-sharing if you drive for services like Lyft and Uber.

Determined to help its customers save, Branch policies are sold direct, so you don’t have to worry about paying more so an independent agent can get a commission. Even better, Branch offers premium surplus refunds, premium discounts of up to 5% and payment assistance for those in need.

Save $548 on your home auto insurance

Invest In Commercial Real Estate With This Company That Has Returned $197 Million To Investors

Commercial real estate can feel like a far off thing to invest in if you aren’t a multimillionaire, but the fintech company Crowdstreet is changing that in a big way. It was named Investopedia’s Best Real Estate Investment Platform for 2021 for a reason. Since 2014, CrowdStreet investments have returned $197 million to investors

Here a few of its offerings that make it really unique:

  • Invest in funds, directly in individual properties or get a portfolio tailored to your individual needs
  • Depending on the project the minimum investment varies and there are a range of options
  • Get detailed webinars on investment offerings, submit questions and get transparent insight into how deals are being evaluated
  • Review, compare and personally choose the deals that meet your investment criteria
  • Only available to accredited investors — requires a net worth of $1million, annual income $200k individually or annual income $300k jointly
Invest in commercial real estate today

AI Tech Can Save You Big $$$ On Credit Card Interest

Bright is a new app that uses AI technology to build people financial plans customized to their specific goals, including paying down credit card debt faster, improving credit scores and saving better.

After just three months of using the app, 74% of Bright users say they see a high reduction to their credit card balances and the app helps the average customer save $744 annually in credit card interest charges.

Here’s how it works:

  • Download the Bright app and connect your bank account and credit cards
  • Bright studies your finances and finds the fastest way to pay off your cards, always saving on charges
  • Set the payment amount you want to make and choose the debt pay off method you want to use from a few options
  • Bright tracks upcoming bills and makes payments for you, adjusting automatically when your finances shift

Bright operates on a month-to-month subscription. You can cancel your subscription at any time, online, 24 hours a day.

Download the app today and set yourself up for financial success

Buy Bitcoin And Ethereum Quickly And Easily

No doubt, crypto is one of the hottest things going in the finance world. It can feel daunting to figure out where to buy and hold digital currency but Gemini is one of the most trusted names out there and it comes with a lot of perks.

Those perks include:

  • Buy, sell and store digital currency and research the market through the app
  • Earn up to 8.05% APY on your digital currency holdings
  • Offers a credit card with digital currency rewards – up to 3% back
  • Provides insured hot wallet and cold storage for assets

View your account snapshot, watchlists, top movers and educational content on your account homepage

If you are having crypto #fomo your best first option to consider is Gemini.

Invest In Digital Assets With Your Spare Change

If crypto has been on your mind, but you haven’t had the cash to buy popular digital currencies like Bitcoin and Ethereum you are going to want to sign up for RoundlyX which allows you to invest in digital assets with your spare change.

Here’s how it works:

  • Connect a debit or credit card to your RoundlyX account
  • As you shop your purchases will be rounded up to the nearest dollar, with the spare change being deposited in your RoundlyX account
  • You can then use that money to buy digital currencies and other digital assets like NFTs
  • The purchases are supported by exchanges including Coinbase, Voyager, Okcoin
  • Connect your various investment accounts for portfolio monitoring across asset classes
Try for free for 30 days, then pay $1/month

Double (Even Triple Up) On The Paid Survey Sites You Are Using

Anyone who has ever made money doing paid surveys knows its not just doing one here or there – it requires signing up for a few and doing the highest paid options available. We’ve compiled a full comparison list of the top paid survey sites out there to help you navigate making money via paid surveys.

Hard Stop You Need To Be Investing…So Find The Best Option

We believe very strongly here at The Money Manual that you should be investing to build wealth. In 2022, it’s the only path. The barrier to entry to start investing is lower than ever – there are a huge number of apps where you only need $5 to start and you can even buy fractional shares via these apps – so you can buy shares of stock like Tesla and Amazon (that go for hundreds of dollars a share) with as little as $5.

You Really Don’t Have To Take A Loan To Come Up With Large Amounts Of Cash

We know, taking out a traditional loan with a massive interest rate can be a scary prospect when you need to come up with large amounts of cash. Considering how hot the housing market is, if you own a home a home equity investment is something to seriously consider. It’s not a loan – companies will pay to make an investment in your home, and they’ll get a portion of the proceeds if you ever decide to sell your home in the future.

Investigate All Of The Ways To Play Online Games To Make Money

There are a huge number of sites to play games online to make money. Some of them are better than others though. We’ve outlined a few of our favorites on this list, but there are loads more to take advantage of. Here is a list of our top apps to make money playing games on your phone. Doing a few of these (rather than just one) is a great way to optimize how much you are earning.

Don’t Be The Idiot Not Getting Cash Back On *Everything*

There is nothing – and we mean nothing – that you buy that you can’t earn cash back on. Groceries, rent, clothes, electronics, a car – you name it and you should be getting cash back on it. We have a lot of apps that we swear by for earning cash back, and we’ve compiled them all here. Sign up for a few at a time and turn your spending into a positive.

In Summary

Get creative when it comes to getting cash into your pocket. There are ways to earn cash just for paying your rent! Why not get a side hustle you can do from your couch? And there are apps out there that will help you cut cash from your budget that you might not realize you are even spending!

Disclosures For Tally
Tally Technologies, Inc. (NMLS # 1492782 nmlsconsumeraccess.org. Lines of credit issued by Cross River Bank, Member FDIC, or Tally Technologies, Inc. (“Tally”), as noted in your line of credit agreement. Lines of credit not available in all states.
To get the benefits of a Tally line of credit, you must qualify for and accept a Tally line of credit. Based on your credit history, the APR (which is the same as your interest rate) will be between 7.90% – 29.99% per year. The APR will vary with the market based on the Prime Rate. Annual fees range from $0 – $300.