Man is excited about the Capital One promo code he just found online.

Capital One Promo Code [2024 Promotions and Bonuses] 

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Capital One is the 9th-largest bank in America, and they didn’t get there by sitting on their hands.

Like other banks, Capital One actively seeks out new customers.

How? 

One method is by offering lucrative promotions. 

Sometimes, you can earn a hefty bonus when you sign up for a new account with a Capital One promo code

And even when those short-term promos aren’t available, you can earn a welcome bonus when you take out a new credit card.

I’ve listed the best Capital One promotions and bonuses, so you can get paid for creating a new account!

A person using their mobile device to look up the new Capital One promo code for promotions and bonuses.
You won’t even need a Capital One promo code to earn bonuses from Capital One credit cards.
Source: Unsplash

6 Best Capital One Promotions and Bonuses

Capital One promotions are often short-term, which means you have to stay on top of what’s available.

Here are the best Capital One bonuses currently available.   

1 – Capital One Venture Rewards Credit Card

Bonus Offer: 75,000 miles

Offer Expires: N/A

Account Type: Personal credit card

Annual Fee: $95

Requirements: Spend $4,000 on purchases in the first 3 months; Excellent credit

The Capital One Ventures Rewards credit card offers generous travel-related rewards.

For each dollar you spend with the card, you’ll earn 2 “miles,” and in this case, “miles” basically means “points.” 

When you use the card to book hotels and rental cars through the Capital One Travel platform, your rewards go up to 5 miles per dollar. Plus, when you use your Capital One Venture Rewards credit card for a Global Entry or TSA PreCheck application, you’ll receive a $100 credit. 

There are two ways to redeem the miles you’ve earned:

  • Option #1: Use accumulated miles to offset travel purchases you’ve already made.
  • Option #2: Book a future rental car, hotel, or flight through Capital One Travel and use your miles as payment. If you use this option, 100 points will buy you $1 of travel purchases.

So this Capital One promo earns you 75,000 miles, which you can use to buy a $750 plane ticket. Not bad!

And there’s no Capital One promo code to worry about. To claim the offer, all you have to do is apply online!

Just make sure you have excellent credit before applying. 

2 – Capital One Venture X Rewards Credit Card

Bonus Offer: 75,000 miles

Offer Expires: N/A

Account Type: Personal credit card

Annual Fee: $395

Requirements: Spend $4,000 on purchases in the first 3 months; Excellent credit

Of all the Capital One bonus offers, this is the best for people who are constantly on the road. 

Why?

Because the Capital One Venture X Rewards credit card comes with a super-generous travel rewards program.

You’ll get 2 miles per dollar spent on most purchases, which is already pretty decent. 

But the rewards go way higher when you make travel-related purchases through the Capital One Travel platform:

  • 5 miles per dollar spent on flights
  • 10 miles per dollar spent on rental cars and hotels 

The welcome bonus gives you 75,000 miles just for spending $4,000 with the card within the first 3 months. You’ll also get 10,000 bonus miles every year on the anniversary of your account opening.

And there are more benefits worth mentioning: a $300 annual travel credit you can get when you book through Capital One Travel, as well as a $100 credit when you use your Capital One Venture X Rewards credit card to purchase TSA PreCheck or Global Entry. 

Of course, Capital One doesn’t give all this away for nothing. 

The Capital One Venture X Rewards credit card charges a $395 annual fee.

So break out your calculator before applying. If you travel enough to earn $395 in miles and travel credits, then the Capital One Venture X Rewards credit card is a wonderful option!

*Note: You won’t need a Capital One promo code to sign up, but you will need excellent credit.

3 – Capital One 2% Spark Cash Plus Business Charge Card

Bonus Offer: $1,000

Offer Expires: N/A

Account Type: Business charge card

Annual Fee: $150

Requirements: Spend $5,000 in the first 3 months; spend $50,000 in the first 6 months; Excellent credit

If you’re a small business owner who needs a credit card, you can take advantage of this Capital One promotion and earn up to $1,000!

Unlike some other Capital One coupons, this is actually two offers in one.

  • Offer #1: Earn $500 if you spend $5,000 in your first 3 months with the card
  • Offer #2: Earn $500 if you spend $50,000 in your first 6 months with the card

You’ll only get the full $1,000 if you hit both milestones.

On top of this initial bonus, you can earn another $200 every time you spend $200,000+ in a single year. You can also earn a $100 credit when you use your card for a Global Entry or TSA PreCheck application. And then there’s unlimited 2% cash back on every purchase you make for your business.

The Capital One Spark Cash Plus card is a flexible option – great for business owners who don’t know what the future holds. There’s no preset spending limit, so you can continue using the card if business starts booming and your purchases increase.

A few other things to keep in mind:

  • You’ll need excellent credit to qualify.
  • You must pay off your balance each month in full (Learn more at charge card vs. credit card). 
  • There’s a $150 annual fee.

So the question is: Will you spend enough to earn more than $150 in cash back and bonuses?

If so, it might be worth applying for the Capital One Spark Cash Plus card. 

*Note: There’s no Capital One promo code required. Just apply through the website to receive the offer!

4 – Capital One 1.5% Spark Cash Select Business Credit Card

Bonus Offer: $500

Offer Expires: N/A

Account Type: Business credit card

Annual Fee: None

Requirements: Spend $4,500 on purchases in the first 3 months; Excellent credit

The Capital One Spark Cash Select credit card is a great option for business owners who tend to travel for work.

While you earn 1.5% cash back on all purchases, you earn 5% cash back on hotels and rental cars booked through Capital One Travel.

And if you tend to hit the road for meetings, conventions, or other business-related activities, those rewards could add up quickly!

The bonus for the Capital One Spark Cash Select credit card is super straightforward. There’s no need to enter a Capital One promo code or anything like that. Just apply for the card online, and then, when you get your card, make sure you spend $4,500 in the first 3 months. 

A big advantage of the Capital One Spark Cash Select credit card is that there’s no annual fee. 

And the downside? You’ll need excellent credit to qualify.

But if you can get it, the Capital One Spark Cash Select could help you travel more cheaply for your business!

A person enjoying free travel they earned from using a Capital One promo code.
Capital One offers bonus miles with several of its credit cards.
Source: Unsplash

5 – Capital One Spark 2X Miles for Business Credit Card

Bonus Offer: 50,000 miles

Offer Expires: N/A

Account Type: Business credit card

Annual Fee: No annual fee the first year, then $95 every year after

Requirements: Spend $4,500 within 3 months; Excellent credit

The Capital One Spark Miles for Business credit card is fantastic for business owners who would rather earn miles than cash back.

You’ll earn 2 miles for every dollar you spend and 5 miles for every dollar you spend on hotels and car rentals through Capital One Travel.

And then there’s the one-time bonus, which doesn’t require a special Capital One promo code. Just apply for the card online. If you get it, you’ll receive your 50,000 bonus miles once you spend $4,500 in the first 3 months.

All those miles can help you save big on travel. For every 100 miles, you’ll get a dollar’s worth of travel spending on Capital One Travel. That means your 50,000 bonus miles would give you $500 to spend on flights, rental cars, and hotels. Plus, when you use your Capital One Spark 2X Miles Business credit card for a Global Entry or TSA PreCheck application, you’ll receive a $100 credit. 

As far as drawbacks go, I can only find two:

  1. There’s a $95 annual fee that kicks in your second year with the card
  2. You need excellent credit to qualify

But if your credit score is stellar and you think you’ll earn $95 in miles each year, anyway, then the Capital One Spark Miles for Business credit card is ideal!

6 – Capital One Quicksilver Cash Rewards Credit Card

Bonus Offer: $200

Offer Expires: N/A

Account Type: Personal credit card

Annual Fee: None

Requirements: Spend $500 in the first 3 months; Excellent credit

If you want to earn modest cash back without having to fork over an annual fee, the Capital One Quicksilver Cash Rewards is perfect. 

This is a no-frills option – but it comes with a pretty decent bonus. Plus, you’ll earn unlimited 1.5% cash back on every purchase and 5% cash back on hotels and rental cars booked through the Capital One Travel platform.  

And like most Capital One promos, this is a super easy offer to accept. There’s no special Capital One promo code to enter.

Just go through this simple two-step process:

  1. Apply for the card through the official Capital One website. 
  2. Once you’ve got the credit card, use it to spend $500 in the first 3 months.

From there, you can just sit back and watch the $200 bonus get credited to your account.

Another perk of the Capital One Quicksilver Cash Rewards credit card is the 0% intro APR for the first 15 months (including balance transfers). That makes this card a great option for funding a major purchase that you know you’ll pay off before 15 months have passed.

Keep in mind: The Capital One Quicksilver Cash Rewards credit card requires excellent credit for approval.

Does your credit score fall short? Then you might have to settle for one of the other Capital One Quicksilver cards for good or fair credit, which unfortunately don’t typically offer bonuses.

Commonly Asked Questions About Capital One Promo Codes 

What is the Capital One Promo Code for Checking 360 2023? 

Capital One had a $1,000 bonus available for Checking 360 with the Capital One promo code SPRING23 – but it expired on 5/10/23. I’ll be on the lookout for any new Capital One checking account bonus in the coming months! In the meantime, check out this list of the best bank promotions.

What is the Capital One Promo Code for $250?

There isn’t a $250 Capital One promo code currently available. There is, however, a $200 bonus for opening a new Capital One QuickSilver Cash Rewards credit card. This card is an excellent option because it has no annual fee, and you can earn unlimited 1.5% cash back on all purchases.

What is the $600 Bonus at Capital One?

In the past, Capital One has offered a $600 bonus with money market accounts, but that promotion expired a while ago. Instead, check out the Capital One Venture Rewards credit card. If you spend $4,000 in the first 3 months, you can earn 75,000 miles (equal to about $750 in travel credit)! 

What is the $50 Bonus on Capital One?

Capital One offers a $50 bonus to customers with 360 Checking who refer a friend to the account. Students can also earn a $50 bonus when they successfully apply for a Capital One SavorOne Rewards for Students credit card.

Capital One Promo Code Checking? 

There doesn’t seem to be an active Capital One checking account bonus available at the moment. But don’t worry; check back here for promotions in the months ahead!

Capital One Promo Code 2023?

The Capital One promo codes for Spring 2023 all expired on 5/10/23. But there are several other active Capital One promotions, such as the Capital One Venture Rewards credit card. If you spend $4,000 in the first 3 months, you can earn 75,000 miles, which is about $750 in travel credit! 

Capital One 360 Savings Promo? 

Unfortunately, the Capital One 360 promotions for savings accounts and checking accounts expired on 5/10/23. I’ll be looking out for new Capital One promo codes. In the meantime, Capital One continues to offer bonuses with many of its credit cards, like the Capital One Venture Rewards credit card. 

Capital One Promo Code Reddit? 

I can’t find anyone sharing Capital One promo codes on Reddit – probably because they’re aren’t any active offers with promo codes. One person asked if the Checking 360 promo would return soon. The response: crickets. Check back here for updates!