Must Read: How CEOs Spend Their Time, How Non-Financial Goals Helped Save This Blogger Big

These are the stories making headlines in personal finance this week.  What money habits actually have the highest rate of return?  Budgets Are Sexy’s “J. Money” describes his recently-instituted routine of running each day after being inspired by James Clear’s 7 Habits That Have a High Rate of Return. Luckily he’s created a guide to help others improve their finances. (Budgets Are Sexy) How these non-financial goals helped one blogger save big  As we arrive at the end of the year, it’s time to reflect on 2018. While setting new financial goals are important before January rolls around, how about setting your sights on improving your health, creating new social occasions, and embarking upon endeavors that will enrich and inspire your day-to-day? In this post, The Financial Diet shows you how to make it your mission to enhance your life while keeping it within the means of your budget. (The Financial Diet) The best alternatives to cable Ask anyone the first expense they’d drop to save some extra cash and you’re guaranteed to hear “my cable bill.” So many people have let go of cable in favor of switching to other media service providers, employing devices such as the Amazon Fire TV Stick and Apple TV to stream their favorite shows and movies. While Netflix and Hulu are popular choices to help ease the transition from cable to a streaming service, there are plenty of options out there to suit the needs of your viewing tastes. In this post, Vital Dollar covers ten different ways to kick the cable habit and lower your costs every month. (Vital Dollar) How the CEOs of multi-billion dollar companies spend their time Ever considered starting your own business, giving your all to your passion project, and developing your company – your way? Before you give that a go, check out this infographic on Visual Capitalist. According to their research, 48% of CEOs say it’s hard to “find time for myself and for reflection” and they didn’t expect to struggle with that prior to starting a brand. (Visual Capitalist) How to get a legit perfect credit score Sometimes, the ins and outs of how credit scores work can be difficult to understand. Should I open up this account? Should I spend this much every month? How many credit cards is too many? While having a completely perfect credit score isn’t necessary, the better your score, the better the chance you’re approved for what you want to purchase (or be loaned). My Money Design explains how one man strategizes his payments and credit cards to maintain a consistent score of about 800 out of 850! (My Money Design) How to live on an inconsistent income Marc and his wife went from being a dual income family with no kids to a single income family with kids. In addition to this challenge, his source of income is often inconsistent. In this post, he explains how living this sort of lifestyle means that money management advice is not a set of hard and fast rules and that you can modify your expenses and saving to suit your needs in order to end up in a positive financial situation. (Mad Money Monster) Feature Image: Twenty20