AKKO Review: Why So Many People Swear By This Phone Insurance

Akko review illustration.
Illustration: The Money Manual
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One of the biggest causes of ire and financial frustration for people is when their phone, laptop, or another electronic of theirs is damaged or stolen. It’s no wonder that there are a lot of different insurance options out there — not to mention countless add-on warranties offered by phone companies — but these options are certainly not created equal.

This is where AKKO comes in: This is an insurance product for electronics that people are actually excited about. That’s why we wanted to dive into it and see what exactly AKKO is doing differently. Keep reading our review to find out more about AKKO and if it’s right for you.

Table Of Contents

What Is AKKO?

Who Is AKKO Best For?

What Does AKKO Cost?

What People Are Saying About AKKO

Our Verdict On AKKO

What Is AKKO

AKKO is one of the top-rated electronics insurance companies out there, modernizing what it looks like to get insurance for your electronics — including phones — and other personal property.

It’s doing that by using technology much more effectively to make managing and protecting people’s stuff more efficient and less expensive.

Plans start at just $5 (we’ll get more in the weeds on the pricing options below), and customers can get easy and fast same-day repairs, make unlimited claims, and make claims electronically while getting paid out electronically.

In doing so, it has become insurance for phones and electronics that works as people would want it to work. Simultaneously, AKKO has eliminated the need for people to spend money on protection plans, extended warranties, and insurance add-ons phone companies and so many other electronics companies use to pad their bottom lines.

AKKO insures against:

  • Cracked screens

  • Spills & liquid submersion

  • Accidental damage (like drops)

  • Damage & malfunctions from accidental damage/drops

  • Theft

  • Theft of items from an unattended vehicle via forced entry (car break-ins)

The plan also covers a wide variety of personal items from electronics to clothes to sports gear. For those who sign-up for a more comprehensive account, you are able to register one phone and then add any 25 of your eligible belongings to your AKKO account for protection.

Who Is AKKO Best For?

Anyone who has ever had their phone damaged or stolen — and that’s everyone — would benefit from AKKO.

That being said, two groups, in particular, should give AKKO a real look — and that is students and families. Students experience a lot of wear and tear when it comes to electronics and they can save up to 33% on the “Everything Protected” plan. That’s just a win-win. Families can take advantage of bundle plans, and ensure a wide number of their personal effects, can also really save with AKKO.

What Does AKKO Cost?

What makes AKKO so appealing is just so cost-effective it is. The phone-only protection — which protects against damage, breakdowns, and theft of a single phone — starts at just $5 a month. For $15 a month with the “Everything Protected” plan, customers can protect one phone and 25 other non-phone items from damage, breakdowns, and theft. There are also bundle options with price breaks for families or others who might want to ensure multiple phones and a range of electronics.

What People Are Saying About AKKO

This is a product with a lot of fans. AKKO has also been top-rated by GadgetReview.com and Investopedia. It also has a 4.7 rating on Trustpilot.

Per one reviewer on Trustpilot: “If you are contemplating over which insurance to settle for, let me say… If you dont go for AKKO your nutty!!! I just went through the claims process for a laptop I had included on my account and it was a cakewalk. I’ve never had more affordable, simple and easy coverage as I have through AKKO… Those big brand companies better watch out because when word gets out about this insurance… They will be burned…. AKKO’s a comin for ya! Thanks AKKO for everything!!!!!”

Our Verdict On AKKO

AKKO is an excellent value, and we wholeheartedly recommend it for that reason. Those who sign-up for AKKO are getting all of the protection for their phone that they would need, along with the ability to ensure other personal effects.

To learn more about AKKO and to sign-up for AKKO head to their website.