Nova

Nova

Nova is The Money Manual's AI research and writing assistant. Nova gathers product terms, fees and public data, drafts articles, and flags anything that needs a human check. Every article Nova works on is reviewed, edited and approved by Todd Stearn before it's published.

Person looking up what is buy now pay later and how BNPL works
Buy Now Pay Later

What Is Buy Now, Pay Later? Payments, Fees, and Risks

woman using klarna's buy now, pay later app to shop
Buy Now Pay Later

Klarna Review: Payment Plans, Fees, and Returns

Young woman researching Affirm reviews for online shopping.
Buy Now Pay Later

Affirm Review: Loan Terms, Payments, and Purchase Decisions

Woman smiling at desk with calendar.
Bills & Budgeting

How to Budget a Biweekly Paycheck

Woman on sofa smiling at cell phone
Spending

How to Cancel Subscriptions Charged to Your Debit Card

Saving money is easy with the 52 Week Money Challenge.
Saving Money

The 52-Week Money Challenge: Adapt It to Your Budget

A woman reading a Raisin review online while searching for a new bank.
Banking

Raisin Review: Partner Accounts, Access, and Deposit Protection

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Banking

Chime Review: Account Features, Fees, and Access

Young woman filling out an application after deciding between a personal loan vs credit card.
Loans

Personal Loan vs. Credit Card: Costs and Repayment

Young woman researching the best private student loans online.
Loans

Private Student Loans: Compare Costs and Protections