Debt Busters Review [2024]

What’s the scariest word in the English language? 

These days, it might be “debt.”

The Federal Government has a massive debt of over $33 trillion. And, like the government, lots of individual citizens have debt issues of their own.

If you’re one of them, you’re probably looking for relief. Luckily, Debt Busters is a company that can give it to you.

In this Debt Busters review, I’ll describe how the service can help you become debt-free.

Yes, I said “debt-free.” With a service like Debt Busters, climbing your way out of debt is actually possible! Read on to see how it’s done. 

What is Debt Busters?

Debt Busters is a personal finance agency that uses artificial intelligence (AI) and expert analysts to help clients get out of debt. 

Debt consolidation is a major part of the Debt Busters’ model. The idea is simple: You replace your various debts with a single loan. Not only will this streamline your finances, but it could also save you some serious money. 

So with Debt Busters, you can:

• Consolidate your debt into a single payment
• Avoid bankruptcy
• Lower your monthly payments
• Pay off your debts faster

According to Debt Busters, this whole process should take just 12 – 48 months. Imagine being debt-free in just a year!

And don’t worry. You won’t get roped into some expensive deal before you realize what you’re doing. Applying for Debt Busters is completely free, and you can cancel the service whenever you feel like it.

How Does Debt Busters Work?

Using Debt Busters is simple and easy – but before you start the process, it’s important to make sure you qualify.

Debt Busters is available to anyone with over $10,000 in certain types of debts. 

Eligible types of debt include:

• Credit card debt
• Personal loans
• Some types of business debt

That means you can’t use Debt Busters for student loans, auto loans, tax debt, government fines, or mortgages. You also can’t sign up for Debt Busters if you’re already in bankruptcy or if you’re in litigation related to your debts. 

Also, you’ll need to be able to make some payments, even if they’re not as large as what you’re being asked to pay now.

Do you meet those requirements? If so, Debt Busters can probably help you get out of debt!

Using Debt Busters is a 3-step process:

• Step 1: Free consultation. You can talk to a Debt Busters agent by calling 855-995-0010, or you can complete a quick questionnaire on the official Debt Busters website. 
• Step 2: Approve your personalized plan. Debt Busters will use a combination of professional expertise and state-of-the-art AI to create a long-term strategy. 
• Step 3: Get out of debt. Just by following the plan, you can overcome the crushing burden of debt while improving your personal finances. This will take 1 – 4 years. 

Is Debt Busters Legit?

Debt Busters is a legitimate business. It has a physical location in Gold River, California, and it gets 4.9 stars from users on Google.

Now let me guess, you’ve never heard of Debt Busters. No wonder! It’s a small company with under ten employees, and it was only founded in March 2023.

But just because Debt Busters is new, that doesn’t mean it isn’t legit. In fact, this is a company that seems destined for big things. It was even featured on the Yahoo Finance website, where it earned praise for its “holistic set of services.”

Is Debt Busters Safe? 

Using Debt Busters is absolutely safe.

Why am I so sure? There are a few reasons:

1. Debt Busters is a member of the International Association of Professional Debt Arbitrators (IAPDA). That means it holds itself to industry standards. 
2. Users on Google give Debt Busters 4.9 stars – and at the time of this article’s publication, the only negative review is from someone who didn’t even use the service.
3. Debt Busters lets you cancel the service whenever – so you won’t be stuck with a debt payment plan you don’t like.

Pros and Cons of Debt Busters

It’s time for this Debt Buster review to make things clear and simple. What’s great about this service, and what could be better? It’s all described below.

Pros

• You can start with a free consultation. Just call (855)-995-0010 or fill out an online Debt Busters form to see how much you could save. 
• You can work with an actual agent. Yes, Debt Busters uses AI to help its process, but you’ll also talk with a personal finance professional. And nothing builds trust like talking with a “real person.”
• You can cancel at any time. Debt Busters doesn’t lock you into some expensive contract. Change of heart? You can leave with no further obligations to the company. 

Cons 

• Debt Busters isn’t available for all types of debt. You can use the service for credit card debt, personal loans, and some business debt – but you’ll need to find another solution for mortgages, tax debt, student loans, auto loans, and government fines.
• There isn’t much information about Debt Busters online. This is a new company – and while the existing reviews are generally positive, the sample size is still relatively small.

Debt Busters Reviews

Debt Busters has received over 65 Google reviews – and almost all of those reviews are positive. That’s why the company has a 4.9-star rating and why they are certified by the IAPDA and the AADR.

In a 5-star Debt Busters review, a customer singled out a specific agent for praise, saying, “I could not have asked for a better debt consolidation rep.” This shows how valuable it can be to work with an actual person!

Another customer admitted that they were doubtful about using Debt Busters because of all the scams that are out there. But in the end, they found the service to be “very efficient and trustworthy.”

In another 5-star Debt Busters Review, someone mentioned that they lowered the costs of their monthly payments.

Now, I did find a negative Debt Busters review – but only 1! This person was upset that they couldn’t find the company on the internet. Of course, Debt Busters does have a website – but, being a newer company, its online presence isn’t as massive as it might be. 

It seems that’s where this potential user ran into issues.

Debt Busters Reviews Reddit

I wasn’t able to find a Debt Busters review on Reddit at this time. Sure, there are some reviews of a service with the same name – but they’re talking about other companies based in South Africa or Australia.

So, I guess we’ll have to wait for Redditors to have their say. And don’t worry. When I see a Debt Busters review on Reddit, I’ll report back right away! 

Debt Busters Reviews BBB

Debt Busters gets an A- grade from the Better Business Bureau (BBB). It also has zero customer complaints on the BBB website, which is a really good sign. 

It’s worth noting that Debt Busters isn’t accredited by the BBB, but that’s not a red flag or anything. It just means the company hasn’t bothered asking the BBB for accreditation. 

Is Debt Busters Worth It?

If you have more than $10,000 in debt from credit cards, personal loans, or your business, then Debt Busters is worth it.

Why? 

Because an expert advisor, assisted by AI, will help you consolidate your debt into a single monthly payment. 

They’ll also give you a repayment plan that should accomplish two goals:

1. Lower your monthly payments.
2. Get you out of debt more quickly.

Debt Busters says it can make you debt-free in just 12 to 48 months. If that sounds appealing (and it should!), then Debt Busters is worth considering.

Commonly Asked Questions About Debt Busters

What are Alternatives to Debt Busters?

Debt Busters is just one option for consolidating your debts and getting a handle on your personal finances. Alternatives include:

• Accredited
• Nevly Money
• TurboDebt
• CashUSA
• Credible
• LendingClub

If you need help fixing your credit, check out our comparison of Credit Saint vs Lexington Law, or see if working with the best tradeline companies could be the right credit repair solution for you. 

Meanwhile, learn how to budget for non recurring expenses so you can be prepared for unexpected costs going forward. 

To learn which budgeting app could best help you manage your finances and boost your savings, check out these comparisons of Rocket Money vs the competition:

• Rocket Money vs YNAB
• Rocket Money vs Simplifi
• Rocket Money vs Copilot

Is Debt Busters a Scam?

Debt Busters definitely isn’t a scam. It’s a legitimate business with real employees and physical headquarters in Gold River, California. It also gets 4.9 stars from users on Google, with reviewers praising the customer experience. 

What is The Catch With Debt Busters?

There’s no catch with Debt Busters. Just remember that Debt Busters can only help with certain kinds of debt, including credit card debt, personal loans, and some business debts. If you’re dealing with other debt like student loans or a mortgage, you’ll need to use a different service.