Terms and Conditions

No purchase or payment necessary. A purchase or payment of any kind will not increase your chances of winning. Void where prohibited by law.

The Sweepstakes consists of a random drawing for 1 winner at the conclusion of each month. The date and time stamp electronically assigned by our servers will determine when an entry is received.

The Sweepstakes is open to legal residents of the United States and Puerto Rico who are at least 18 years old when they enter. By participating, you agree to abide by these Official Rules and by our decisions, which are final and binding in all respects.

To get your first entry into the Sweepstakes, register on the Website by providing complete and accurate information including your name and a valid email address. You do not have to make any purchases in order to win. We will only accept entries from those who enter via the popup on The Money Manual website.

If there is a dispute as to any Entry or the identity of any potential winner, the authorized account holder of the email address used to register an Entry will be deemed to be the registrant/winner.

One winner will be selected each month to receive $155. If the winner does not respond to email correspondence within one week of receiving an email, the contest winnings shall be forfeited for that month.

After being contacted, the Winner must respond by email within thirty (30) days of the initial email notification. The Winner must consent to having their name and likeness used in marketing promotional materials in order to accept their Prize. The Winner must consent to taking a photo upon receiving the Prize to send to The Money Manual for marketing promotional materials; lack of consent to this will result in the cancelation of the Winner receiving the Prize and another Winner will be drawn in place of the initial Winner.

No substitution. A Winner may not substitute, assign, or transfer their Prize prior to award except with our permission.

The Winner is solely responsible for reporting and paying any federal, State and/or local taxes owed on their Prizes. We reserve the right to withhold taxes from any Prize, as appropriate.

We reserve the right, in our discretion, to cancel, suspend or modify the Sweepstakes if fraud, technical failures or any other factor impairs the integrity of the Sweepstakes.