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Let’s be all the way real: With today’s cost of living, the entry-level $35,000 salary a lot of us are making that just isn’t cutting it (don’t forget Uncle Sam has to take his cut too) how are we supposed to pay rent, gas and bills?
Sure, you could get a second job on top of your 40-hour work week (say goodbye to your social life), or you could fill the gaps in with the 11 alternatives below. They don’t pay a ton on their own, but commit to doing a couple of them regularly in your free time and you’ll have the cash you need before you know it.
1. Make Bank Sharing Your Opinions Using This App
In between paychecks, with a cellphone bill coming up, and not enough to cover it? Then you’ve gotta check out InboxDollars. It can help you make up the difference (pretty quickly).
Big brands want people like you to watch short snippets of movie trailers or product features and give their feedback. They pay InboxDollars, which then recruits people like us to give their feedback for actual cash.
People swear by this:
The free $5 welcome bonus is just another reason to sign up today.
Pro tip: People who earn the most on InboxDollars know that it’s important to stick with it for at least an hour at a time, so you start getting fed the highest paid activities.
2. Make Money On Every Grocery Store Run…Every. Single. One.
Have you ever put off going to the grocery store because money’s tight? Then, one day you go to open your fridge only to barely find enough to make a meal (oops)? Trust us, you’re not the only one. Some weeks are tougher on the wallet than others and on those days, you need to put your inner penny-pincher to good use with Ibotta, the app that actually pays you every time you shop. I repeat: it pays you to shop!
With the app on your phone, earning money on your groceries is as easy as taking a picture of your receipt. Use Ibotta to scan your receipt for deals and watch as the app instantly applies cash back to your Ibotta account. It works at a ton of grocery stores, from Walmart to Costco to Whole Foods, so you won’t miss an opportunity to earn.
A few of the deals we spotted:
- $3.49 cash back on Caulipower pizza
- $1 cash back on Chobani
- $1 cash back on avocados
- 50 cents cash back on Starbucks coffee
Just look at all the cash back people are getting:
3. Screw Budget Killing Student Loan Payments, Lower Yours In Minutes
If your student loans are sucking up too much of your paycheck, you may want to consider cutting back on the cost by refinancing them with a personal loan. It’s less complicated than you think. All you’re doing is taking out a new low-interest loan to pay down multiple high-interest ones. This leaves you with one monthly bill and can reduce your monthly payments.
There are a lot of personal loan options out there and you’re gonna want to find the one with the best terms for you. This is where Fiona can help.
Fiona lets you search and compare loan refinancing offers from the top lenders for free. You can sign up to use Fiona in three easy steps. Using it won’t impact your credit score in any way.
You can borrow anywhere between $1,000 and $100,000, with payments made over 24 to 84 months. Rates start at 4.99% and people with a credit score of 660 or above can get much better rates.
4. Hit Cancel On Money-Sucking Bank Fees
If you want to hold onto as much of the money you’re earning as possible, you’re gonna want to switch to a bank that’s not robbing you of it with unfair fees (you know what I’m talking about). Consider joining Chime, the completely digital bank that’s changing the game.
After you hear about its features, you’re gonna wonder why you haven’t switched yet.
- No hidden fees – You’ll never have to pay maintenance fees, foreign transaction fees and you’ll have access to more than 38,000 fee-free ATMs.
- Automatic Savings feature – When you use your chime debit card to make a purchase, the bank will help you save money on every purchase by rounding up your transactions to the nearest dollar and then transferring the change to your Savings Account. It’s a super-easy way to save.
- Get your paycheck two days early when getting paid via direct deposit. If your fridge is bare right before payday, this can really help.
- SpotMe – Chime will “spot” members up to $100 when their balance is low without any overdraft fees.
5. Opinion Outpost
Let’s get straight to the point – you want to know the best way to get cash and gift cards quickly. For most people, the best way is Opinion Outpost.
Opinion Outpost pays you to share your opinions through high-paying online surveys. Sounds ridiculously easy? That’s because it really is.
The best part? It’s super easy to get paid since the value per point is really high. It takes just 50 points (5-7 surveys) to earn a $5 Amazon gift card. And since it’s it’s 100% free to sign up, there’s no reason to not to give it a shot.
6. Up Your Shopping Budget Just By Signing Up For One Thing
How does funding your shopping with your shopping sound? Unreal? Well, that’s what you’ll be doing when you use Shopkick when you shop either online or in actual stores.
Download the free app to get paid for doing anything from just walking into a store, to scanning a product with the Shopkick’s in-app scanner to uploading receipts. Redeem the points you earn, which the app calls “kicks” for gift cards to places like Amazon, Target, Sephora, JC Penny, Aerie and so many more.
This is high-key one of the best ways to add money to your shopping budget, plus it gives you a little extra something to look forward to when you shop.
7. Earn Extra Money In Your Spare Time Taking Paid Surveys
Another popular paid-survey site that can help you make some extra cash on the side is Survey Junkie. 10 million people use it every day to make money for giving their opinions on the products they care about.
Because its surveys only take about 15 minutes to complete, you can do them while you’re chilling at home, eating a meal, waiting at the doctor’s office or before you go to bed. As soon as you’ve earned $10, which doesn’t take long, you can redeem your points for cash via PayPal, direct bank transfers or gift cards.
8. Score Freebies Year Round Taking A Single Survey
We get it, you don’t have any extra time during the day to earn more money. Free samples and discounts are always a great way to keep more money in your wallet without the work. One of the ways we’ve been able to finesse saving on products from our fav brands is Shopper’s Voice.
Getting free stuff, discounts and access to exclusive deals tailored to you is as easy as taking one single survey with Shopper’s Voice. Take it and you’ll have these perks rolling in all year long. You’ll also get rewarded with an automatic raffle entry for a chance to win $1,500!
Shopper’s Voice is one of the best ways to save money and still get access to all the products you love. For only one survey a year, this is a total no brainer.
All of those emails you have that are receipts of things you bought online? They might be worth actual gift cards or cash thanks to Paribus.
That’s because once you sign-up for Paribus, it will scan your email for your shopping receipts and monitor for price drops on the things you have bought.
If Paribus detects that there has been a price decrease on something you’ve bought, it will file a price adjustment claim on your behalf so you can recoup the difference.
It’s completely free to use and could make you hundreds – there’s no reason to not give it a shot!
10. Radius Bank
Ever wish you could get the benefits of a rewards credit card without the hassle and risk that comes with having one? Well, Radius Bank has answered that wish.
This bank has created a checking account that will have credit card users rushing to cancel their cards. Here’s what they offer:
- Earn unlimited 1% cash back (the same as most credit cards) for all your online and in-store “credit-run” debit card purchases when you open a rewards checking account with Radius. That’s right, no more racking up your credit card bill just so you can take advantage of its cash back rewards. Just swipe your debit card to earn on your spending.
- Unlike a credit card, which only helps you earn money by spending it, with Radius Bank you’ll earn on the cash back and all the money you deposit into your checking account thanks to a 1.2% annual pay yield (APY). That’s 17 times higher than most high-interest checking accounts.
Opening an account only takes 3 minutes. I don’t know about you, but this is my kind of banking! You don’t want to miss out on this.
Kick your credit card to the curb. Earn cash back with rewards with Radius Bank’s rewards checking account and debit card.
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