9 Totally Brilliant Ways To Earn Money On Your Phone

Updated: October 12, 2021
Totally brilliant ways to earn money on your phone, The Money Manual
Illustration: The Money Manual
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So you want to know how to earn money on your phone? Don’t we all. You probably spend a ton of time on your phone every day, like, an embarrassing amount of time. Now, just imagine if you were to put that time to good use, so you could earn money on your phone for doing all of the things that you are already doing — playing games, shopping, and downloading new apps. You would need your head examined to not take advantage of doing this.

How Is It Possible To Earn Money On Your Phone?

Companies are always looking to collect feedback on their products and reach a wider audience. Many of them are willing to pay market research and rewards apps to make this happen, and those apps cut you in on the profits. It may take a little bit of research to find legit apps to make money with, but when you do find them it will be totally worth it.

How To Start Making Money From Your Phone Today

To make sure our readers are using apps that are trustworthy, we did the research for you and created a list of our favorite apps for you to earn money on your phone with. All of them are free to download and use (you shouldn’t have to spend money to make money).

Disclaimer: You won’t be able to replace your day job with any of these apps, but you can use them to make some extra cash here and there to supplement your income.

Free Apps We Recommend:

1. Flash Rewards: Get $750 Deposited Into Your Cash App Account By Doing These Activities On Your Phone

Illustration: The Money Manual

You want to know how to get $750 deposited in your Cash App account? Well, it’s as simple as checking out Flash Rewards.

What is Flash Rewards? It’s a rewards program that gives people cash for doing things like playing games and completing advertised offers, such as trying an app, subscription service, financial service and more. Wondering if Flash Rewards is legit? Since its launch in 2016, it has paid out more than $11 million in cash rewards to visitors.

So how exactly do you get $750 deposited into your Cash App account? Follow these steps:

  1. Go to the Flash Rewards website, fill out some basic info about yourself
  2. Take a brief survey that Flash Rewards will use to personalize the deals and games it recommends to you
  3. If there are any offers that interest you, complete them
  4. To be eligible for the Cash App deposit, you have to complete 10 deals: one Silver, one Gold and eight Platinum deals

Depending on the deals you choose, it’s possible to do all of them in a day, but just know that most aren’t instant. Once you’ve completed all 10 deals, claim your reward and you’ll get $750 deposited into your Cash App account in a week.

You can only do this once every 2 years, so make sure to act fast!

2. Drop: Earn Cash Rewards From Your Favorite Brands

Woman Holding Phone Over 500 Stores & Brands Pay You Cash With Drop
Illustrations: The Money Manual

Did you know Drop lets you turn your everyday spending on things like Walmart, Sephora and Uber into cash rewards? For most people, that’s a huge opportunity.

Getting started is easy — sign up, link your debit and credit cards, shop at your favorite places and get cash rewards. Because points are applied automatically you’ll never miss a reward. Points can be redeemed for awesome stuff like Uber Eats credit and store gift cards and so much more and you don’t have to do any work at all.

3. Mistplay: A Gaming App Where You Can Earn Cash

Mistplay The Money Manual
Illustration: The Money Manual

Getting paid to play mobile games sounds like a dream for most people — Mistplay makes that dream a reality. Mistplay is a game platform app that lets you earn rewards for playing new games. Those points can be redeemed for awesome gift cards from Amazon, VISA, Google and more.

Just download the app, choose a free game from your “mixlist” and start earning units. The more you play, the more you earn! It’s a simple idea that can result in a big payday for mobile game lovers.

This should be on your must-download list list if you want to start earning cash right from your smartphone.

4. Fetch Rewards: Turn Your Receipts Into Rewards

Fetch Rewards The Money manual
Illustration: The Money Manual

Most people (myself included) just throw away receipts when they get them. That’s a big mistake, though. Huge. That’s because Fetch Rewards can turn your receipts into gift cards.

It’s super easy to earn free gift card for shopping with Fetch Rewards without clipping coupons. Here’s how it works:

  1. Download Fetch Rewards
  2. Shop as you normally would and snap a picture of your receipts and the app will comb through it for participating products. Any eligible purchases you’ve made score you points.
  3. Link accounts for select retailers (like Amazon, Target, Costco an more) to the app and earn automatically with e-receipts
  4. Redeem your points for free gift cards to your favorite grocery stores like Whole Foods, Walmart, Target and hundreds of other retailers like Amazon, Sephora, and Nordstrom.
  5. Earn up to 2,000 points for both yourself and a new user every time someone signs up using your referral code

Sign up today and use code TMMLOVESYOU to get 2,000 bonus points immediately when you upload your first receipt. This is free money, people!

5. Cashyy: This Android App Will Pay You For Every Minute You Spend Playing Games On Your Phone

African American Woman With Cashyy App
Illustration: The Money Manual

We’ve all had those days where just a little bit of extra cash in the bank would be a huge help, and for a lot of people, Cashyy (Android only) is their go-to way to make that extra cash fast.

What’s Cashyy? It’s a free app that people can use to earn money by playing games. You’re probably wondering, can it really be that easy to make money? Yeah, with this app it is. Here’s how it works:

  • Cashyy offers a bunch of different games (from puzzles and strategy games to adventure and arcade games) and “missions” for you to choose from
  • Missions involve you playing a game from the app’s library for a certain amount of time
  • Choose a mission, download and play the game, and earn the apps coin currency when you complete the mission
  • Get your cash directly via PayPal or redeem your coins for Amazon gift cards, Google Play coupons, PlayStation cards, Zalando vouchers, Walmart Coupons and more

There are no in-app purchases or spammy ads either. Just play and earn. There’s a reason it has a 4.8 rating in the App Store!

You’re already playing games on your phone, so why not get paid to do it with Cashyy?

6. InboxDollars: With Instant Cash Payouts, This Is Our New Favorite Paid Survey Site

Hispanic Woman Holding Phone With Inbox Dollars Picture
Illustration: The Money Manual

We’ve all had moments when money was tight or you’ve been short on cash for an important purchase. And in those moments, we’ve all wished there was a way to make money quickly to ease the struggle without having to put in extra hours at work or get another job (because who has the time or energy?).

Well, we have just the thing to help and you can do it from the comfort of your home —

InboxDollars reward you with cash and gift cards for taking surveys and giving your opinion.

We’re pretty sure that when you take one survey, you won’t want to stop. You’ll also regularly get opportunities to participate in promos and contests, learn ways to score free product samples and other free items, and get discounts with exclusive coupons.

You’ll get your money delivered to you via PayPal, by mailed check or as gift cards to places like Amazon, Walmart, Best Buy, Target, Groupon — you choose.

Sign up for InboxDollars today and you’ll get a $5 welcome bonus. We suggest to take surveys for at least 20 minutes at a time so you start getting fed higher and higher paid surveys.

7. Lucktastic: Free Scratch Card Games With Thousand-Dollar Prizes

Stop Paying For Scratchcards, Get Them For Free With Lucktastic!The Money Manual
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If you are a frequent scratch card buyer, then we have some good news! You can stop shelling out money and try your luck for free with an app called Lucktastic (download for Android).

No, this isn’t a joke.

Lucktastic provides daily free scratch and match card games with real cash prizes like the ones you buy at the corner store. Right now, Lucktastic’s biggest scratch card prize is $2,500. Aside from cash, you can also earn tokens — the app’s currency — which can be used to enter contests that Lucktastic regularly, like the $1 Million Jump Ramp Jackpot and the $100,000 Sweet Money Contest.

When you’ve earned at least $2, you can cash out your earnings via gift cards to a bunch of different retailers or you can get your money sent to you via check (once you’ve earned $10).

Pro tip: Come back daily to spin the wheel where you can win instant prizes and Download a few free offers from the app’s offer wall where you’ll earn the most tokens. This way you can collect tokens faster for more opportunities to redeem them for contest entries and gift cards.

Stop paying for scratch cards. Get them for free with Lucktastic.

8. Rewarded Play: You Play Games On Your Phone Everyday. Here’s How To Get Paid For It

Afrian American Woman Holding Phone With Rewarded Play Picture
Illustration: The Money Manual

Tired of waiting two weeks for your next paycheck when all you need is a couple of bucks right now? Well, we have just the thing to help with that — Rewarded Play.

It’s an Android app that lets you earn cash quickly just for casual gaming. Play games like Love Solitaire, Mahjong, Wheel of Fortune, Yahtzee daily with the app to earn reward points that can be exchanged for gift cards from major brands like Amazon, Target, Best Buy and more. Points add up fast and when you’re ready to cash out, you’ll get the gift card of your choice within 48 hours.

Download Rewarded Play to turn the downtime you use to games on your phone into a fast way to earn cash whenever.

9. Product Report Card: Earn Amazon Gift Cards For Testing Products

Woman With Phone The Money Manual
Illustration: The Money Manual

We all have opinions on products, but what if we could actually get paid to give them?

Product Report Card is a way to do that. It allows people to influence the products and services they use by having them share their opinions on them, and in return pays in Amazon gift cards, which, let’s be honest, are basically cash at this point.

One earning opportunity that’s really popular among Product Report Card members is its in-home product tests. To receive invitations for these, you have to register the products that you use. There are a handful of product categories — from kitchen and home appliances to electronics to baby and kids gear and more. Just go through each category and select the product you own from the available list. You’ll also receive rewards every time you complete a product registration.

So many people swear by Product Report Card for earning gift cards. Per one fan on TrustPilot: “So far I have cashed out $50 in Amazon gift cards and they sent me the gift card via email within three days. I receive at least two emails, or more, on a daily basis from this company, inviting me to participate in the studies.”

If this sounds like something you’d be into, here’s how to get started:

It only takes 5 minutes to sign up and it’s totally free.